2026 data Public-data reference. official source

as required by law.

5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

5 consumer complaints filed with the CFPB

This profile shows as required by law.'s complaint history from CFPB public records. 5 consumers have filed complaints since Plea. The company has a 0% timely response rate and has provided relief in 0% of cases.

5
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
Plea
Since

Total complaints

5

Filed since Plea

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

as required by law. complaint mix by product

Total complaints: 5

as required by law. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). including but: 1 complaints (20.0%), resolution 0.0% including but 20.0% misleading: 1 complaints (20.0%), resolution 0.0% misleading 20.0% CA XXXX: 1 complaints (20.0%), resolution 0.0% CA XXXX 20.0% inaccurate balances: 1 complaints (20.0%), resolution 0.0% inaccurate balances 20.0% including the: 1 complaints (20.0%), resolution 0.0% including the 20.0%
  • including but 1 20.0% 0% relief
  • misleading 1 20.0% 0% relief
  • CA XXXX 1 20.0% 0% relief
  • inaccurate balances 1 20.0% 0% relief
  • including the 1 20.0% 0% relief

How as required by law.'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
including but not limited to : 1. The name and address of the original creditor 2. The original account number associated with the alleged debt 3. A full itemized accounting of the amount claimed 1
misleading 1
CA XXXX XXXX SSN : XXXX XXXX : XXXX Phone Number : XXXX XXXX XXXX 1
inaccurate balances 1
including the chain of assignment The date of assignment and the names of all prior owners of the debt Documentation showing your companys legal authority to collect on this account A copy of the original contract or agreement bearing my signature that created the alleged obligation A complete accounting of the amount claimed 1

Top Issues

Issue Complaints
agreement 1
incomplete 1
I am filing a formal complaint against **Kikoff Lending LLC** and XXXX* for their continuous violations of the Fair Credit Reporting Act XXXX FCRA ) 1
no furnisher has provided proof of the original debt 1
interest 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About as required by law.

as required by law. has accumulated 5 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Plea, and the most recent logged activity is XXXX. FACT, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, as required by law. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including but not limited to : 1. The name and address of the original creditor 2. The original account number associated with the alleged debt 3. A full itemized accounting of the amount claimed", and the single most common underlying issue is "agreement".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as required by law.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does as required by law. have?

as required by law. has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.

Does as required by law. respond to complaints on time?

as required by law. has a 0% timely response rate to CFPB complaints.

What is the most common complaint about as required by law.?

The most common issue reported against as required by law. is "agreement" in the "including but not limited to : 1. The name and address of the original creditor 2. The original account number associated with the alleged debt 3. A full itemized accounting of the amount claimed" product category.

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