Total complaints
7
Filed since Desp
2026 data Public-data reference. official source
as required by law
7 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
7 consumer complaints filed with the CFPB
This profile shows as required by law's complaint history from CFPB public records. 7 consumers have filed complaints since Desp. The company has a 0% timely response rate and has provided relief in 0% of cases.
7
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Desp
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
as required by law complaint mix by product
- I request 6 85.7% – 0% relief
- MCM has 1 14.3% – 0% relief
How as required by law's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I request written confirmation that this fraudulent account has been blocked and removed as required by the FTC Identity Theft Affidavit.Please explain why it was not removed initially | 6 |
| MCM has continued to contact me with escalating threats of legal action | 1 |
Top States
| State | Complaints |
|---|---|
| and evidence that the credit bureau contacted the FTC to verify the affidavit | 6 |
| and instead continues to misrepresent the status and legitimacy of this account to intimidate and pressure me into payment. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| including my ID | 6 |
| but violate multiple federal consumer protection laws. I have never opened this account | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About as required by law
as required by law has accumulated 7 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Desp, and the most recent logged activity is Under FCRA, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, as required by law reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I request written confirmation that this fraudulent account has been blocked and removed as required by the FTC Identity Theft Affidavit.Please explain why it was not removed initially", and the single most common underlying issue is "including my ID".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as required by law: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does as required by law have?
as required by law has received 7 consumer complaints filed with the Consumer Financial Protection Bureau.
Does as required by law respond to complaints on time?
as required by law has a 0% timely response rate to CFPB complaints.
What is the most common complaint about as required by law?
The most common issue reported against as required by law is "including my ID" in the "I request written confirmation that this fraudulent account has been blocked and removed as required by the FTC Identity Theft Affidavit.Please explain why it was not removed initially" product category.
Read our methodology — how this data is sourced, computed, and verified.
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