2026 data Public-data reference. official source

as per 12 CFR 1016.7

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows as per 12 CFR 1016.7's complaint history from CFPB public records. 3 consumers have filed complaints since More. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
More
Since

Total complaints

3

Filed since More

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

as per 12 CFR 1016.7 complaint mix by product

Total complaints: 3

as per 12 CFR 1016.7 complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). according to: 2 complaints (66.7%), resolution 0.0% according to 66.7% according to: 1 complaints (33.3%), resolution 0.0% according to 33.3%
  • according to 2 66.7% 0% relief
  • according to 1 33.3% 0% relief

How as per 12 CFR 1016.7's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
according to 15 U.S. Code 1681s2 ( A ) ( 1 ) 2
according to XXXX XXXX XXXX XXXX ( A ) ( XXXX ) 1

Top States

State Complaints
consumers have the right to opt out at any time. Therefore 3

Top Issues

Issue Complaints
every consumer reporting agency must maintain reasonable procedures to avoid violations of section 1681c and to limit consumer report furnishing to the purposes outlined in section 1681b. Clearly 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About as per 12 CFR 1016.7

as per 12 CFR 1016.7 has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to More, and the most recent logged activity is Moreover, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, as per 12 CFR 1016.7 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "according to 15 U.S. Code 1681s2 ( A ) ( 1 )", and the single most common underlying issue is "every consumer reporting agency must maintain reasonable procedures to avoid violations of section 1681c and to limit consumer report furnishing to the purposes outlined in section 1681b. Clearly".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as per 12 CFR 1016.7: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does as per 12 CFR 1016.7 have?

as per 12 CFR 1016.7 has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does as per 12 CFR 1016.7 respond to complaints on time?

as per 12 CFR 1016.7 has a 0% timely response rate to CFPB complaints.

What is the most common complaint about as per 12 CFR 1016.7?

The most common issue reported against as per 12 CFR 1016.7 is "every consumer reporting agency must maintain reasonable procedures to avoid violations of section 1681c and to limit consumer report furnishing to the purposes outlined in section 1681b. Clearly" in the "according to 15 U.S. Code 1681s2 ( A ) ( 1 )" product category.

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