Total complaints
1
Filed since Here
2026 data Public-data reference. official source
as of the date of filing this complaint
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows as of the date of filing this complaint's complaint history from CFPB public records. 1 consumers have filed complaints since Here. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Here
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
as of the date of filing this complaint complaint mix by product
- Lower failed 1 100.0% – 0% relief
How as of the date of filing this complaint's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Lower failed to properly disclose a revised Loan Estimate to me within three days of locking the rate as required by Section 1026.19 ( e ) ( 3 ) ( D ) of Regulation Z | 1 |
Top States
| State | Complaints |
|---|---|
| Lower remains in knowing and willful violation of the TRID Guidelines. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| becoming aware of changes to the APR | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About as of the date of filing this complaint
as of the date of filing this complaint has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Here, and the most recent logged activity is Here, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, as of the date of filing this complaint reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Lower failed to properly disclose a revised Loan Estimate to me within three days of locking the rate as required by Section 1026.19 ( e ) ( 3 ) ( D ) of Regulation Z", and the single most common underlying issue is "becoming aware of changes to the APR".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as of the date of filing this complaint: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does as of the date of filing this complaint have?
as of the date of filing this complaint has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does as of the date of filing this complaint respond to complaints on time?
as of the date of filing this complaint has a 0% timely response rate to CFPB complaints.
What is the most common complaint about as of the date of filing this complaint?
The most common issue reported against as of the date of filing this complaint is "becoming aware of changes to the APR" in the "Lower failed to properly disclose a revised Loan Estimate to me within three days of locking the rate as required by Section 1026.19 ( e ) ( 3 ) ( D ) of Regulation Z" product category.
Read our methodology — how this data is sourced, computed, and verified.
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