Total complaints
4
Filed since ( 3
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows as applicable's complaint history from CFPB public records. 4 consumers have filed complaints since ( 3 . The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
4
Filed since ( 3
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How as applicable's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| however | 2 |
| a servicer is exempt from the requirements of this section with regard to a mortgage loan if : Official interpretation of 41 ( e ) ( 5 ) ( i ) Exemption.Show ( A ) Any consumer on the mortgage loan is a debtor in bankruptcy under title 11 of the United States Code or has discharged personal liability for the mortgage loan pursuant to 11 U.S.C. 727 | 1 |
| for each interest rate disclosed under paragraph ( s ) ( 2 ) ( i ) of this section : ( A ) The corresponding periodic principal and interest payment | 1 |
| State | Complaints |
|---|---|
| within the 30-day period; and ( 2 ) The creditor shall comply with the appropriate resolution procedures of paragraphs ( e ) and ( f ) of this section | 2 |
| the payment of pre-bankruptcy arrearage or the maintenance of payments due under the mortgage loan ; Official interpretation of Paragraph 41 ( e ) ( 5 ) ( i ) ( B ) ( 2 ) .Show ( 3 ) A court enters an order in the bankruptcy case providing for the avoidance of the lien securing the mortgage loan | 1 |
| labeled as total estimated monthly payment. | 1 |
| Issue | Complaints |
|---|---|
| no presumption is created that a billing error occurred. 3. Relationship with 1026.12. The consumer 's rights under the billing error provisions in 1026.13 are independent of the provisions set forth in 1026.12 ( b ) and ( c ). ( See comments 12 ( b ) -4 | 2 |
| 1228 | 1 |
| the payment that corresponds to the first such increase and the earliest date on which the increase could occur ; ( C ) If an escrow account will be established | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
as applicable has accumulated 4 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( 3 , and the most recent logged activity is So now tha, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, as applicable reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "however", and the single most common underlying issue is "no presumption is created that a billing error occurred. 3. Relationship with 1026.12. The consumer 's rights under the billing error provisions in 1026.13 are independent of the provisions set forth in 1026.12 ( b ) and ( c ). ( See comments 12 ( b ) -4".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating as applicable: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
as applicable has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
as applicable has a 0% timely response rate to CFPB complaints.
The most common issue reported against as applicable is "no presumption is created that a billing error occurred. 3. Relationship with 1026.12. The consumer 's rights under the billing error provisions in 1026.13 are independent of the provisions set forth in 1026.12 ( b ) and ( c ). ( See comments 12 ( b ) -4" in the "however" product category.
Read our methodology — how this data is sourced, computed, and verified.