Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be ned under title 18

What the CFPB Record Shows About Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be ned under title 18

Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be ned under title 18 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to CC :, and the most recent logged activity is CC : Consu, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be ned under title 18 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 U.S.C. 1681 et seq.", and the single most common underlying issue is "A person shall not use or obtain a consumer report for any purpose unless ( 1 ) the consumer report is obtained for a purpose for which the consumer report is authorized to be furnished under this section; and ( 2 ) the purpose is certied in accordance with section 1681e of this title by a prospective user of the report through a general or specic certication. 15 U.S.C. 1681b ( f ). Chester v. Purvis".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be ned under title 18: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.