2026 data Public-data reference. official source

and XXXX XXXX

30 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

30 consumer complaints filed with the CFPB

This profile shows and XXXX XXXX's complaint history from CFPB public records. 30 consumers have filed complaints since A co. The company has a 0% timely response rate and has provided relief in 0% of cases.

30
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
21
States Active
A co
Since

Total complaints

30

Filed since A co

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and XXXX XXXX complaint mix by product

Total complaints: 30

and XXXX XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). 15 U.S.: 5 complaints (33.3%), resolution 0.0% 15 U.S. 33.3% every notation: 3 complaints (20.0%), resolution 0.0% every notation 20.0% Account XXXX.: 3 complaints (20.0%), resolution 0.0% Account XXXX. 20.0% earned through: 1 complaints (6.7%), resolution 0.0% earned through 6.7% Case XXXX: 1 complaints (6.7%), resolution 0.0% Case XXXX 6.7% My XXXX: 1 complaints (6.7%), resolution 0.0% My XXXX 6.7% Section 807: 1 complaints (6.7%), resolution 0.0% Section 807 6.7%
  • 15 U.S. 5 33.3% 0% relief
  • every notation 3 20.0% 0% relief
  • Account XXXX. 3 20.0% 0% relief
  • earned through 1 6.7% 0% relief
  • Case XXXX 1 6.7% 0% relief
  • My XXXX 1 6.7% 0% relief
  • Section 807 1 6.7% 0% relief

How and XXXX XXXX's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
15 U.S. Code 1681 5
every notation 3
Account XXXX. XXXX 3
earned through my own labor 1
Case XXXX in my favor against XXXX XXXX XXXX XXXX XXXX as referenced in the XXXX XXXX XXXX.XXXX 1
My XXXX phone and associated XXXX XXXX were stolen in XXXX XXXX XXXX FL. I have completely lost access to this XXXX account 1
Section 807 ( 8 ) of the FDCPA has been violated by debt collectors 1
Experian 1
I have discovered that an auto loan or lease was fraudulently opened with XXXX XXXX XXXX under account number XXXX beginning in XX/XX/XXXX for a total fraudulent amount of {$2500.00} 1
each time speaking with a foreign representative. The representatives had difficulty understanding the identity theft problem and would hang up on me 1
including AI-driven layouts 1
Experian and Data Furnishers TransUnion 's actions directly violate the following consumer protection laws : FCRA 605B ( 15 U.S.C. 1681c-2 ) Failure to block fraudulent accounts after receipt of valid police and FTC reports FCRA 611 ( 15 U.S.C. 1681i ) Inadequate reinvestigation of disputed data FCRA 623 ( a ) ( 6 ) 1
and the underlying signature is void. Florida Statute 117.05. ( See Exhibit 5 : Conclusion of Investigation on Notary Public XXXX XXXX ). Commission of fraud 1
XXXX 1
I discovered multiple unauthorized credit inquiries on my credit report that were not initiated by me and from multiple banks that I had not applied for credit with. These inquiries are from multiple banks including specifically XXXX XXXXXXXX XXXX XXXX ( multiple ) 1
I kindly request that you take immediate action to enforce my legal rights under the FCRA. Specifically 1
individuals impersonating Chases Fraud Department repeatedly contacted me and my corporate treasurer 1
Equifax 1
XXXX XXXX 1
was that my husband was in possession of the card at the time the charges were made and therefore 1
I am an advocate of equal housing opportunities 1
the company 's CFO 1

Top States

State Complaints
the financial institutions 5
Account XXXX. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX : {$930.00} * * also remain unverified. Under FDCPA 807 3
they are required under 1681i of the FCRA to forward me a dispute verification form to the original furnisher 2
failed to correct and remove from my credit report. 2
is secured beyond your reach. Interference with these funds will be met with the full weight of documented accountability. There will be no negotiation 1
and XXXX have failed to remove them 1
going forward. XXXX did not formally start these disputes until XXXX 1
have communicated with me at unusual times 1
in order to report the identity theft and the data breach that I have become a victim of. Despite my efforts 1
none of which I authorized. All of these accounts and inquiries are the result of identity theft and fraud 1
Chief Product Officer 1
resulting in {$170000.00} in medical bills and more to come. Then 1
while major fraudulent tradelines remain As of my most recent credit report dated XX/XX/XXXX 1
which is a felony pursuant to 18 U.S.C.371 1001 1
and others that were not authorized or initiated by me. 1
they are required under 1681i of the FCRA to forward me a dispute verification form to the original furnisher 1
among others 1
with more financial institutions to be announced. If you have additional questions 1
Texas ( where the fraudulent charges occurred ). 1
the servicing arm of Cross Country. 1

Top Issues

Issue Complaints
section 2 states that : In general 5
XXXX XXXX 3
whether reported or not and errors pertaining to the following Personal Information. Per FCRA 611 ( 15 U.S.C. 1681I ) is required to provide me with a description of the procedure used to determine the accuracy and completeness of this disputed information. After my disputes were received by XXXX 2
my payment history showing full payoff with {$00.00} balance 2
corporate pretense 1
as reported in the XXXX XXXX Balance.pdf. These collections stem from Comenity accounts ( XXXX 1
account details 1
including XXXX XXXX 1
and XXXX 1
there is a fraudulent personal or business loan with XXXX XXXX XXXX under account number XXXX that began in XX/XX/XXXX for a total fraudulent amount of {$350.00} 1
XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX TransUnion at XXXX 1
in XXXX of XXXX 1
and ( b ) Furnishers failure to correct or remove identity theft-related information XXXX XXXX Reporting Standards Failure to apply suppression code XXXX or XXXX after identity theft flag E-OSCAR Guidelines Improper use of verified as reported status without meaningful verification FDCPA 807 ( 15 U.S.C. 1692e ) Continued communication of false and misleading account statuses TransUnion 's XX/XX/XXXX Response Summary : Despite the submission of official identity theft documentation 1
or any intentional violation of this chapter 1
XXXX XXXX XXXX 1
whether reported or not and errors pertaining to the following Personal Information. Per FCRA 611 ( 15 U.S.C. 1681I ) is required to provide me with a description of the procedure used to determine the accuracy and completeness of this disputed information. After my disputes were received by Experian 1
namely XXXX XXXX 1
using realistic Chase phone numbers and professional terminology such as 1
XXXX 1
I have contacted the company by phone on XX/XX/2018 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and XXXX XXXX

and XXXX XXXX has accumulated 30 consumer complaints in the CFPB public database, with filings active across 21 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to A co, and the most recent logged activity is XXXX inclu, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 U.S. Code 1681", and the single most common underlying issue is "section 2 states that : In general".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and XXXX XXXX have?

and XXXX XXXX has received 30 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and XXXX XXXX respond to complaints on time?

and XXXX XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and XXXX XXXX?

The most common issue reported against and XXXX XXXX is "section 2 states that : In general" in the "15 U.S. Code 1681" product category.

Related