Total complaints
2
Filed since In a
2026 data Public-data reference. official source
and XXXX accountable for their violations of the FCRA
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows and XXXX accountable for their violations of the FCRA's complaint history from CFPB public records. 2 consumers have filed complaints since In a. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
In a
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
and XXXX accountable for their violations of the FCRA complaint mix by product
- the inaccurate 1 50.0% – 0% relief
- the inaccurate 1 50.0% – 0% relief
How and XXXX accountable for their violations of the FCRA's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the inaccurate reporting by Transunion | 1 |
| the inaccurate reporting by XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| and ensure that appropriate action is taken to rectify the damages caused.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| and ensure that appropriate action is taken to rectify the damages caused.,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and XXXX has resulted in adverse action being taken against me by lenders. I have received three adverse action letters | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About and XXXX accountable for their violations of the FCRA
and XXXX accountable for their violations of the FCRA has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In a, and the most recent logged activity is In additio, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and XXXX accountable for their violations of the FCRA reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the inaccurate reporting by Transunion", and the single most common underlying issue is "and XXXX has resulted in adverse action being taken against me by lenders. I have received three adverse action letters".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and XXXX accountable for their violations of the FCRA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does and XXXX accountable for their violations of the FCRA have?
and XXXX accountable for their violations of the FCRA has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does and XXXX accountable for their violations of the FCRA respond to complaints on time?
and XXXX accountable for their violations of the FCRA has a 0% timely response rate to CFPB complaints.
What is the most common complaint about and XXXX accountable for their violations of the FCRA?
The most common issue reported against and XXXX accountable for their violations of the FCRA is "and XXXX has resulted in adverse action being taken against me by lenders. I have received three adverse action letters" in the "the inaccurate reporting by Transunion" product category.
Read our methodology — how this data is sourced, computed, and verified.
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