Total complaints
104
Filed since 1. V
2026 data Public-data reference. official source
and XXXX
104 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
104 consumer complaints filed with the CFPB
This profile shows and XXXX's complaint history from CFPB public records. 104 consumers have filed complaints since 1. V. The company has a 0% timely response rate and has provided relief in 0% of cases.
104
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
70
States Active
1. V
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
and XXXX complaint mix by product
- XXXX 6 24.0% – 0% relief
- according to 5 20.0% – 0% relief
- 15 U.S.C. 3 12.0% – 0% relief
- {$0.00} ( 3 12.0% – 0% relief
- account # 3 12.0% – 0% relief
- {$0.00} ( 3 12.0% – 0% relief
- such as 2 8.0% – 0% relief
How and XXXX's 104 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX | 6 |
| according to 15 USC 1681 section 604 ( a ) ( 2 ) | 5 |
| 15 U.S.C. 45 ( a ) XXXX XXXX XXXX XXXX XXXX XXXX Consumer Data Accuracy Standards SUMMARY OF VIOLATIONS AND DISPUTED ITEMS According to my most recent credit reports dated XX/XX/year> | 3 |
| {$0.00} ( Equifax XXXX Date of Last Activity : XX/XX/XXXX ( XXXX ) | 3 |
| account # XXXX | 3 |
| {$0.00} ( XXXX XXXX Date of Last Activity : XX/XX/XXXX ( TransUnion ) | 3 |
| such as late payments and charge-off statuses | 2 |
| section 2 | 2 |
| I have challenged and disputed the accuracy | 2 |
| but all three bureaus are reporting new late payments | 2 |
| the request to remove the derogatory marks extends to all the hard pull inquiries as well. I am not familiar with the majority of these inquiries | 2 |
| under 15 U.S. Code 1666 ( b ) ( a ) | 2 |
| the Fair Credit Reporting Act ( FCRA ) | 2 |
| recognized as a financial institution | 2 |
| XX/XX/XXXX | 2 |
| FRAUDULENT ACTIVITY IN FRONT OF A JUDGE. Under the FCRA | 2 |
| the XXXX credit card was recommended by my Timeshare company | 2 |
| I must suffer for his terrible actions. I did not make | 2 |
| It is alleged | 2 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 1 ) In response to the order of a court having jurisdiction to issue such an order | 2 |
| I have never done business with XXXX XXXX. I am a victim of identity theft | 2 |
| I request that | 2 |
| my life took an unexpected turn due to embezzlement at my company | 1 |
| tax | 1 |
| I am formally invoking my rights under federal law | 1 |
| under FCRA Section XXXX ( a ) ( XXXX ) | 1 |
| I have been diligently working towards building a stable financial future for myself and my family. Despite facing numerous challenges | 1 |
| XXXX XXXX XXXXXXXX or XXXX other accounts. XXXX a XXXX citizen with these civil debts. Please help keep and retain my social security | 1 |
| I demand that TransUnion promptly removes all accounts reporting as charged off. Furthermore | 1 |
| numerous class action lawsuits against major mortgage lenders | 1 |
| I reviewed my Experian credit report and discovered that it lists 8 Accounts '' in the Base Segment Summary ( Field XXXX | 1 |
| I understand my rights under the FCRA | 1 |
| and to send letters electronically and by fax | 1 |
| I lost my husband last year | 1 |
| so I had to go to a third party to understand that it had to be added back to my balance. However | 1 |
| your firm knew or should have known that the actions taken against me and the information collected about me were inappropriate and damaging to me. Your inaction makes it apparent that you have failed to use reasonable care regarding this matter. You have failed to use even minimal procedures to ensure that I was not harmed by your dissemination of inaccurate information or which can not be validated. Specifically | 1 |
| once on XX/XX/XXXX | 1 |
| so they should always have an 800 number where customers can speak with a live agent/representative instead of having to email and wait for a response. I was contacted by XXXX | 1 |
| and in XX/XX/XXXX-XX/XX/XXXX I noticed my credit score was extremely low. This was mainly due to 85 % utilization on a Capital One Credit Card. Unfortunately | 1 |
| please provide : XXXX. Proof that I own the debt or been assigned to collect it XXXX. The original contract bearing my signature XXXX. The full itemized accounting showing how the amount was calculated XXXX.Proof of the original creditor | 1 |
| she stated that she had reversed all charges | 1 |
| I made numerous mortgage payments | 1 |
| a police report was filed. With XXXX XXXX Police Department XXXX | 1 |
| with a last payment made on XX/XX/XXXX | 1 |
| yet as of XXXX | 1 |
| we can determine if we received the funds. I was advised to fax the information to XXXX | 1 |
| PA XXXX As of XX/XX/XXXX | 1 |
| inaccurate account | 1 |
| furnishers of information are prohibited from reporting data they know or have reasonable cause to believe is inaccurate. By continuing to furnish a false charge-off status after receiving notice of dispute | 1 |
| nor this bank | 1 |
| I visited the business | 1 |
| 9 mos ) Account status Open Type -- Responsibility Joint Remarks Account information disputed by consumer | 1 |
| and she needed me to sign them. I told her I would take a look at them as soon as I could. She called me back within a few minutes and said | 1 |
| a wire transfer request for {$100000.00} USD | 1 |
| XXXX XXXX XXXX XXXX XXXX ( XXXX ) | 1 |
| I formally request full validation of this debt | 1 |
| {$0.00} ( XXXX XXXX Date of Last Activity : XX/XX/XXXX ( XXXX ) | 1 |
| I am formally submitting this complaint to the Consumer Financial Protection Bureau ( CFPB ). As stipulated under 15 U.S. Code 6805 | 1 |
| all three bureaus continue to display incorrect | 1 |
| no other changes were made to my accounts at that time ). When I studied closely my credit report on CreditWise | 1 |
| written | 1 |
| XXXX XXXX XXXX XXXX XXXX ( XXXX ) | 1 |
| I have never done business with Possible Finance. I am a victim of identity theft | 1 |
| I want to say that I am the type of person who finds it rewarding to help people. I went to law school specifically because I wanted to help poor and needy Americans. XXXX school was difficult and stressful for me ; I had a hard time eating and sleeping | 1 |
| but despite the agent 's shock at XXXX XXXX XXXX XXXXs drastic action | 1 |
| Direct Deposit | 1 |
| According to the Fair Credit Reporting Act 15 USC 1681 section 602 a states There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness | 1 |
| impartiality | 1 |
| a representative stated they would mail a check for the full balance by XX/XX/XXXX. Despite this promise | 1 |
| the Manager of Customer Service for XXXX which should verify the absolutely ridiculousness and invalidity of this illegal debt collection even further! Furthermore | 1 |
| 1 |
Top States
| State | Complaints |
|---|---|
| XXXX | 10 |
| possess my consent to disclose this information | 5 |
| respectively. | 3 |
| account # XXXX has violated my rights. | 3 |
| proving that the name on the account is incorrect. This further supports the claim that the reporting of this account is erroneous and violates the Fair Credit Reporting Act ( FCRA ). | 3 |
| which also violates 15 U.S.C. 1666 ( a ) | 2 |
| lack my consent | 2 |
| which is factually impossible. | 2 |
| along with multiple hard-pull inquiries from unfamiliar lenders and businesses | 2 |
| failed to comply with this requirement. | 2 |
| have violated this regulation by insisting on the validity of the unsecured loan. | 2 |
| discharging their responsibilities with fairness | 2 |
| TO REMOVE ALL OF THESE FRAUDULENT INCORRECT ACCOUNTS FROM THIS CREDIT REPORT WITHIN 24 HOURS OF RECEIVING THIS LETTER. YES | 2 |
| and my Bank is set up to AUTOPAY XXXX on the XXXX ( 2 days before the due date ) every XXXX | 2 |
| as proof from the US Federal Trade Commission that the account mentioned above is the result of identity theft and fraud. I have reports dating back to XXXX. I have been reporting this account to the FTC for almost a year | 2 |
| each CREDIT REPORTING AGENCY of which in turn HAS illegally reported this information. Damaging the credit of millions of people. Further | 2 |
| whether it verbal | 2 |
| of the removal of these fraudulent inquiries to ensure the accuracy of my credit file. | 2 |
| I was informed the request to issue a provisional credit was denied because they needed 2 weeks to fully research what occurred. In the meantime | 1 |
| respectively. I was told to make 3 months of payments on time to officially end my forbearance period and so I did. I made sure to do so PRIOR to the mortgage transfer on XX/XX/XXXX. However | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' However | 5 |
| XXXX | 4 |
| XXXX XXXX | 4 |
| TransUnion | 3 |
| XX/XX/XXXX ( Equifax XXXX Date Reported : XX/XX/XXXX ( XXXX ) | 3 |
| XX/XX/XXXX ( XXXX XXXX Date Reported : XX/XX/XXXX ( TransUnion ) | 3 |
| including payment history. These late payments '' must be removed | 2 |
| the financial institution | 2 |
| and reportability of this listing multiple times | 2 |
| additional fines will be imposed | 2 |
| updated balances | 2 |
| it is important to rectify the inaccuracies against my Privacy and rights per CFPB! I am requesting the removal of all unauthorized hard pulls and to ensure that my credit report accurately reflects only the inquiries you have authorized or are familiar with. In conclusion | 2 |
| it is required that creditors and their reporting agents | 2 |
| prohibits any person from providing information about a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe the information is inaccurate. Given the above assertions | 2 |
| contravening the Fair Credit Reporting Act ( FCRA ) | 2 |
| as if they were affiliated ) | 2 |
| or initiate this account. Unfortunately | 2 |
| the financial institution and the Consumer reporting agencies XXXX | 2 |
| and XXXX XXXX XXXX ( XXXX ) | 2 |
| account # XXXX | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About and XXXX
and XXXX has accumulated 104 consumer complaints in the CFPB public database, with filings active across 70 U.S. states. Of those submissions, 74 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1. V, and the most recent logged activity is Your recor, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and XXXX reports a 0% timely-response rate and has closed 1.9% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX", and the single most common underlying issue is "any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' However".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does and XXXX have?
and XXXX has received 104 consumer complaints filed with the Consumer Financial Protection Bureau.
Does and XXXX respond to complaints on time?
and XXXX has a 0% timely response rate to CFPB complaints.
What is the most common complaint about and XXXX?
The most common issue reported against and XXXX is "any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. '' However" in the "XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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