Total complaints
2
Filed since They
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows and violations directly on my credit reports's complaint history from CFPB public records. 2 consumers have filed complaints since They. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since They
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How and violations directly on my credit reports's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| incorrect | 2 |
| State | Complaints |
|---|---|
| I can show on my credit reports where this is the case. | 2 |
| Issue | Complaints |
|---|---|
| and FDCPA. The data that they are saying is verified as accurate is in fact in violation of the FDCPA. There are XXXX collection accounts showing a past due balance. A collection account can not show a past due amount | 1 |
| and FDCPA. The data that they are saying is verified as accurate is in fact in violation of the FDCPA. There are 5 collection accounts showing a past due balance. A collection account can not show a past due amount | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
and violations directly on my credit reports has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to They, and the most recent logged activity is They conti, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and violations directly on my credit reports reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "incorrect", and the single most common underlying issue is "and FDCPA. The data that they are saying is verified as accurate is in fact in violation of the FDCPA. There are XXXX collection accounts showing a past due balance. A collection account can not show a past due amount".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and violations directly on my credit reports: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
and violations directly on my credit reports has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
and violations directly on my credit reports has a 0% timely response rate to CFPB complaints.
The most common issue reported against and violations directly on my credit reports is "and FDCPA. The data that they are saying is verified as accurate is in fact in violation of the FDCPA. There are XXXX collection accounts showing a past due balance. A collection account can not show a past due amount" in the "incorrect" product category.
Read our methodology — how this data is sourced, computed, and verified.