2026 data Public-data reference. official source

AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT's complaint history from CFPB public records. 1 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
On X
Since

Total complaints

1

Filed since On X

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT complaint mix by product

Total complaints: 1

AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). TRANSUNION received: 1 complaints (100.0%), resolution 0.0% TRANSUNION received 100.0%
  • TRANSUNION received 1 100.0% 0% relief

How AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
TRANSUNION received a 2ND & FINAL NOTICE and REQUEST FOR REINVESTIGATION FOR FALSE 1

Top States

State Complaints
IT CAN NO LONGER BE REPORTED AS SUCH ON A CONSUMER REPORT FILE. ( Please See Enclosure 1

Top Issues

Issue Complaints
UNAUTHORIZED 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT

AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XX/XX/X, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "TRANSUNION received a 2ND & FINAL NOTICE and REQUEST FOR REINVESTIGATION FOR FALSE", and the single most common underlying issue is "UNAUTHORIZED".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT have?

AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT respond to complaints on time?

AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT has a 0% timely response rate to CFPB complaints.

What is the most common complaint about AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT?

The most common issue reported against AND UNVALIDATED INFORMATION ACCOUNTS stated herein appearing on my TRANSUNION CRF. ( Please See Supporting Document XXXX XXXX Mail Return Receipt Tracking XXXX XXXXXXXX & Letter Addressed to TRANSUNION in IL & PA ) A copy of IRS Form 1099-C Form/Document from a previous CREDITOR/LENDER ACCOUNT DELETED FROM MY CONSUMER REPORTING FILE was attached thereto for Reference purposes to show that ONCE AN ACCOUNT/DEBT HAS BEEN REPORTED AS CANCELED DEBT is "UNAUTHORIZED" in the "TRANSUNION received a 2ND & FINAL NOTICE and REQUEST FOR REINVESTIGATION FOR FALSE" product category.

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