and they have sent inaccurate information back to RESPONSE FROM XXXX!!!! USING INCORRECT NAME CFPB : Our records indicate XXXX XXXX XXXX entered into a finance agreement with XXXX Auto on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Motor Vehicle Retail Installment Sales Contract which outlined the details of the agreement. XXXX XXXX XXXX signed the Motor Vehicle Retail Installment Sales Contract acknowledging full debt owed within the contract. The contract states that XXXX XXXX XXXX agreed that XXXX XXXX would maintain a security interest in the motor vehicle. XXXX XXXX XXXX vehicle was subsequently repossessed due to non-payment on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Notice of Intent to Sell which outlined his right to redeem/reinstate the vehicle. The vehicle was disposed of and proceeds from the sale were applied to XXXX XXXX XXXX account leaving a deficiency balance. It is XXXX XXXX XXXX policy to provide all customers with a welcome letter which advises that we report to all three credit bureaus and will report payment history with our company. XXXX XXXX XXXX submitted a dispute through XXXX which XXXX XXXX responded to on XX/XX/XXXX updating the tradeline. The account was sold to XXXX XXXX in XX/XX/XXXX. We have determined that XXXX XXXX has complied with all applicable law and XXXX XXXX XXXX account was reported accurately. For XXXX XXXX XXXX record we have included a copy of her Motor Vehicle Retail Installment Sales Contract and Purchase Agreement. How was this verified with them saying the car was repossessed XX/XX/XXXX but sold in XXXX inaccurate information. How are they addressing me has XXXX XXXX that is not my name.,,EQUIFAX

What the CFPB Record Shows About and they have sent inaccurate information back to RESPONSE FROM XXXX!!!! USING INCORRECT NAME CFPB : Our records indicate XXXX XXXX XXXX entered into a finance agreement with XXXX Auto on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Motor Vehicle Retail Installment Sales Contract which outlined the details of the agreement. XXXX XXXX XXXX signed the Motor Vehicle Retail Installment Sales Contract acknowledging full debt owed within the contract. The contract states that XXXX XXXX XXXX agreed that XXXX XXXX would maintain a security interest in the motor vehicle. XXXX XXXX XXXX vehicle was subsequently repossessed due to non-payment on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Notice of Intent to Sell which outlined his right to redeem/reinstate the vehicle. The vehicle was disposed of and proceeds from the sale were applied to XXXX XXXX XXXX account leaving a deficiency balance. It is XXXX XXXX XXXX policy to provide all customers with a welcome letter which advises that we report to all three credit bureaus and will report payment history with our company. XXXX XXXX XXXX submitted a dispute through XXXX which XXXX XXXX responded to on XX/XX/XXXX updating the tradeline. The account was sold to XXXX XXXX in XX/XX/XXXX. We have determined that XXXX XXXX has complied with all applicable law and XXXX XXXX XXXX account was reported accurately. For XXXX XXXX XXXX record we have included a copy of her Motor Vehicle Retail Installment Sales Contract and Purchase Agreement. How was this verified with them saying the car was repossessed XX/XX/XXXX but sold in XXXX inaccurate information. How are they addressing me has XXXX XXXX that is not my name.,,EQUIFAX

and they have sent inaccurate information back to RESPONSE FROM XXXX!!!! USING INCORRECT NAME CFPB : Our records indicate XXXX XXXX XXXX entered into a finance agreement with XXXX Auto on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Motor Vehicle Retail Installment Sales Contract which outlined the details of the agreement. XXXX XXXX XXXX signed the Motor Vehicle Retail Installment Sales Contract acknowledging full debt owed within the contract. The contract states that XXXX XXXX XXXX agreed that XXXX XXXX would maintain a security interest in the motor vehicle. XXXX XXXX XXXX vehicle was subsequently repossessed due to non-payment on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Notice of Intent to Sell which outlined his right to redeem/reinstate the vehicle. The vehicle was disposed of and proceeds from the sale were applied to XXXX XXXX XXXX account leaving a deficiency balance. It is XXXX XXXX XXXX policy to provide all customers with a welcome letter which advises that we report to all three credit bureaus and will report payment history with our company. XXXX XXXX XXXX submitted a dispute through XXXX which XXXX XXXX responded to on XX/XX/XXXX updating the tradeline. The account was sold to XXXX XXXX in XX/XX/XXXX. We have determined that XXXX XXXX has complied with all applicable law and XXXX XXXX XXXX account was reported accurately. For XXXX XXXX XXXX record we have included a copy of her Motor Vehicle Retail Installment Sales Contract and Purchase Agreement. How was this verified with them saying the car was repossessed XX/XX/XXXX but sold in XXXX inaccurate information. How are they addressing me has XXXX XXXX that is not my name.,,EQUIFAX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX Auto , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and they have sent inaccurate information back to RESPONSE FROM XXXX!!!! USING INCORRECT NAME CFPB : Our records indicate XXXX XXXX XXXX entered into a finance agreement with XXXX Auto on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Motor Vehicle Retail Installment Sales Contract which outlined the details of the agreement. XXXX XXXX XXXX signed the Motor Vehicle Retail Installment Sales Contract acknowledging full debt owed within the contract. The contract states that XXXX XXXX XXXX agreed that XXXX XXXX would maintain a security interest in the motor vehicle. XXXX XXXX XXXX vehicle was subsequently repossessed due to non-payment on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Notice of Intent to Sell which outlined his right to redeem/reinstate the vehicle. The vehicle was disposed of and proceeds from the sale were applied to XXXX XXXX XXXX account leaving a deficiency balance. It is XXXX XXXX XXXX policy to provide all customers with a welcome letter which advises that we report to all three credit bureaus and will report payment history with our company. XXXX XXXX XXXX submitted a dispute through XXXX which XXXX XXXX responded to on XX/XX/XXXX updating the tradeline. The account was sold to XXXX XXXX in XX/XX/XXXX. We have determined that XXXX XXXX has complied with all applicable law and XXXX XXXX XXXX account was reported accurately. For XXXX XXXX XXXX record we have included a copy of her Motor Vehicle Retail Installment Sales Contract and Purchase Agreement. How was this verified with them saying the car was repossessed XX/XX/XXXX but sold in XXXX inaccurate information. How are they addressing me has XXXX XXXX that is not my name.,,EQUIFAX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and all of the allowable redemption and cure time limits were adhered to. Please provide copies of the legal notices and proof of the commercially reasonable manner of the resale of the subject vehicle no such proof is provided within 14 days from receipt of this notice", and the single most common underlying issue is "and any continued collection activities or continued reporting of this invalid claim on my credit reports will be considered a violation of the FDCPA and FCRA.In addition".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and they have sent inaccurate information back to RESPONSE FROM XXXX!!!! USING INCORRECT NAME CFPB : Our records indicate XXXX XXXX XXXX entered into a finance agreement with XXXX Auto on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Motor Vehicle Retail Installment Sales Contract which outlined the details of the agreement. XXXX XXXX XXXX signed the Motor Vehicle Retail Installment Sales Contract acknowledging full debt owed within the contract. The contract states that XXXX XXXX XXXX agreed that XXXX XXXX would maintain a security interest in the motor vehicle. XXXX XXXX XXXX vehicle was subsequently repossessed due to non-payment on XX/XX/XXXX. XXXX XXXX XXXX was provided with a Notice of Intent to Sell which outlined his right to redeem/reinstate the vehicle. The vehicle was disposed of and proceeds from the sale were applied to XXXX XXXX XXXX account leaving a deficiency balance. It is XXXX XXXX XXXX policy to provide all customers with a welcome letter which advises that we report to all three credit bureaus and will report payment history with our company. XXXX XXXX XXXX submitted a dispute through XXXX which XXXX XXXX responded to on XX/XX/XXXX updating the tradeline. The account was sold to XXXX XXXX in XX/XX/XXXX. We have determined that XXXX XXXX has complied with all applicable law and XXXX XXXX XXXX account was reported accurately. For XXXX XXXX XXXX record we have included a copy of her Motor Vehicle Retail Installment Sales Contract and Purchase Agreement. How was this verified with them saying the car was repossessed XX/XX/XXXX but sold in XXXX inaccurate information. How are they addressing me has XXXX XXXX that is not my name.,,EQUIFAX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.