2026 data Public-data reference. official source

and the failure to disclose in subsequent communications that the communication is from a debt collector

4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

4 consumer complaints filed with the CFPB

This profile shows and the failure to disclose in subsequent communications that the communication is from a debt collector's complaint history from CFPB public records. 4 consumers have filed complaints since 11. . The company has a 0% timely response rate and has provided relief in 0% of cases.

4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
11.
Since

Total complaints

4

Filed since 11.

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and the failure to disclose in subsequent communications that the communication is from a debt collector complaint mix by product

Total complaints: 4

and the failure to disclose in subsequent communications that the communication is from a debt collector complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). which states: 2 complaints (50.0%), resolution 0.0% which states 50.0% XX/XX/XXXX at: 1 complaints (25.0%), resolution 0.0% XX/XX/XXXX at 25.0% not use: 1 complaints (25.0%), resolution 0.0% not use 25.0%
  • which states 2 50.0% 0% relief
  • XX/XX/XXXX at 1 25.0% 0% relief
  • not use 1 25.0% 0% relief

How and the failure to disclose in subsequent communications that the communication is from a debt collector's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
which states 2
XX/XX/XXXX at approximately XXXX XXXX. When I telephoned MPCS 1
not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt '' ( I have also highlighted this violation in Exhibit A ) 15 USC 1692e ( 11 ) 1

Top States

State Complaints
except that this paragraph shall not apply to a formal pleading made in connection with a legal action. Emphasis added. 2
except that this paragraph shall not apply to a formal pleading made in connection with a legal action. ). When I asked XXXX if this alleged debt had been reported to the credit reporting agencies 1
except that this paragraph shall not apply to a formal pleading made in connection with a legal action. '' Heritage failed to disclose in their communication via postal mail that they were attempting to collect a debt which violated the FDCPA.,,Heritage Financial Group 1

Top Issues

Issue Complaints
in addition 4

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and the failure to disclose in subsequent communications that the communication is from a debt collector

and the failure to disclose in subsequent communications that the communication is from a debt collector has accumulated 4 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 11. , and the most recent logged activity is XXXX. XXXX, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and the failure to disclose in subsequent communications that the communication is from a debt collector reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which states", and the single most common underlying issue is "in addition".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and the failure to disclose in subsequent communications that the communication is from a debt collector: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and the failure to disclose in subsequent communications that the communication is from a debt collector have?

and the failure to disclose in subsequent communications that the communication is from a debt collector has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and the failure to disclose in subsequent communications that the communication is from a debt collector respond to complaints on time?

and the failure to disclose in subsequent communications that the communication is from a debt collector has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and the failure to disclose in subsequent communications that the communication is from a debt collector?

The most common issue reported against and the failure to disclose in subsequent communications that the communication is from a debt collector is "in addition" in the "which states" product category.

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