2026 data Public-data reference. official source

and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did's complaint history from CFPB public records. 1 consumers have filed complaints since Than. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Than
Since

Total complaints

1

Filed since Than

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did complaint mix by product

Total complaints: 1

and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). U.S. Bank: 1 complaints (100.0%), resolution 0.0% U.S. Bank 100.0%
  • U.S. Bank 1 100.0% 0% relief

How and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
U.S. Bank Home Mortgage '' I reviewed the details in the email and I thought everything was fine until today XX/XX/XXXX when I logged onto my mobile banking account and saw that the funds for my mortgage payment were not been taken out. I called customer service again at ( XXXX ) XXXX and asked why the funds were not taken out if I made the payment on the XXXX 1

Top States

State Complaints
and that they waive the late fee because I should've notified me asap that it wasn't successful instead of telling me that it was successful and even giving me a confirmation #. She said that she couldn't waive it because I already used my one time courtesy waiver ( I used that over a year ago ). I said that this wouldn't be a courtesy for me that they should've notified me that it never went through. 1

Top Issues

Issue Complaints
that I made the payment online and have a confirmation # that it was submitted successfully and that I didn't receive any type of notification from US Bank via phone 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did

and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Than, and the most recent logged activity is Thank you, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "U.S. Bank Home Mortgage '' I reviewed the details in the email and I thought everything was fine until today XX/XX/XXXX when I logged onto my mobile banking account and saw that the funds for my mortgage payment were not been taken out. I called customer service again at ( XXXX ) XXXX and asked why the funds were not taken out if I made the payment on the XXXX", and the single most common underlying issue is "that I made the payment online and have a confirmation # that it was submitted successfully and that I didn't receive any type of notification from US Bank via phone".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did have?

and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did respond to complaints on time?

and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did?

The most common issue reported against and thats why the payment wasn't taken out and that I now have a {$31.00} Late Penalty Fee. I requested that she process my mortgage payment over the phone which she did is "that I made the payment online and have a confirmation # that it was submitted successfully and that I didn't receive any type of notification from US Bank via phone" in the "U.S. Bank Home Mortgage '' I reviewed the details in the email and I thought everything was fine until today XX/XX/XXXX when I logged onto my mobile banking account and saw that the funds for my mortgage payment were not been taken out. I called customer service again at ( XXXX ) XXXX and asked why the funds were not taken out if I made the payment on the XXXX" product category.

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