2026 data Public-data reference. official source

and second

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows and second's complaint history from CFPB public records. 2 consumers have filed complaints since Rece. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Rece
Since

Total complaints

2

Filed since Rece

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and second complaint mix by product

Total complaints: 2

and second complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). the XXXX: 1 complaints (50.0%), resolution 0.0% the XXXX 50.0% the manager: 1 complaints (50.0%), resolution 0.0% the manager 50.0%
  • the XXXX 1 50.0% 0% relief
  • the manager 1 50.0% 0% relief

How and second's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
the XXXX of XXXX 1
the manager would not honor the offer and I simply asked why this was the case. Her response is that the only way to do this is to return all the items 1

Top States

State Complaints
I hadn't submitted a proper offer letter from XXXX XXXX. I have been working for XXXX XXXX for nearly 2 years 1
why does it matter? You can clearly see the items I purchased are on the receipt and you just said you could return the items I purchased ( hence the receipt ) and reapply these items to my new CC. 1

Top Issues

Issue Complaints
Leif claimed that I was in breach of contract and would have to pay not just {$12000.00} as agreed 1
ok... well here is the receipt of the items I purchased 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and second

and second has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Rece, and the most recent logged activity is When I ret, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and second reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the XXXX of XXXX", and the single most common underlying issue is "Leif claimed that I was in breach of contract and would have to pay not just {$12000.00} as agreed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and second: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and second have?

and second has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and second respond to complaints on time?

and second has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and second?

The most common issue reported against and second is "Leif claimed that I was in breach of contract and would have to pay not just {$12000.00} as agreed" in the "the XXXX of XXXX" product category.

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