Total complaints
2
Filed since Unde
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report's complaint history from CFPB public records. 2 consumers have filed complaints since Unde. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since Unde
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Section 809 ( a ) states that a debt collector ( XXXX XXXX XXXX ) must provide validation of the debt to the consumer within five days of the initial communication. I did not receive this validation | 2 |
| State | Complaints |
|---|---|
| as per 15 U.S.C. 1681s-2 ( a ). | 2 |
| Issue | Complaints |
|---|---|
| the failure to validate this debt violates the Fair Credit Reporting Act ( FCRA ) | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Unde, and the most recent logged activity is Under the , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Section 809 ( a ) states that a debt collector ( XXXX XXXX XXXX ) must provide validation of the debt to the consumer within five days of the initial communication. I did not receive this validation", and the single most common underlying issue is "the failure to validate this debt violates the Fair Credit Reporting Act ( FCRA )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report has a 0% timely response rate to CFPB complaints.
The most common issue reported against and request XXXX XXXX XXXX to contact the credit reporting agencies to remove the debt from my credit report is "the failure to validate this debt violates the Fair Credit Reporting Act ( FCRA )" in the "Section 809 ( a ) states that a debt collector ( XXXX XXXX XXXX ) must provide validation of the debt to the consumer within five days of the initial communication. I did not receive this validation" product category.
Read our methodology — how this data is sourced, computed, and verified.