Total complaints
1
Filed since At t
2026 data Public-data reference. official source
and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital's complaint history from CFPB public records. 1 consumers have filed complaints since At t. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
At t
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital complaint mix by product
- because honestly 1 100.0% – 0% relief
How and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| because honestly | 1 |
Top States
| State | Complaints |
|---|---|
| LLC,TN,38464,Servicemember,Consent provided,Web,2021-09-19,Closed with explanation,Yes,N/A,4733352 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and my phone log of the phone call to them | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital
and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to At t, and the most recent logged activity is At this po, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "because honestly", and the single most common underlying issue is "and my phone log of the phone call to them".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital have?
and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital respond to complaints on time?
and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital has a 0% timely response rate to CFPB complaints.
What is the most common complaint about and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital?
The most common issue reported against and reporting an account that isn't accurate and still in dispute. ( Was in dispute before the report ).,,Spring Oaks Capital is "and my phone log of the phone call to them" in the "because honestly" product category.
Read our methodology — how this data is sourced, computed, and verified.
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