Total complaints
2
Filed since XXXX
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe's complaint history from CFPB public records. 2 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since XXXX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| I did not initiate this inquiry | 1 |
| which is inaccurate and misleading under the Fair Credit Reporting Act ( FCRA ) Section 607 ( b ) which mandates that all information must be complete and accurate. FCRA Section 611 ( a ) gives me the right to dispute inaccurate or incomplete information and request reinvestigation STORY : I dispute this charge-off account as inaccurate because the amount being reported is not what I actually owe | 1 |
| State | Complaints |
|---|---|
| I am requesting immediate removal of the disputed items from my credit report. These entries are materially inaccurate and are being reported in violation of federal law. I respectfully ask the CFPB to take appropriate action to ensure compliance and accountability | 2 |
| Issue | Complaints |
|---|---|
| and I was not engaged in any financial discussion or transaction with XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry Law Issue : FCRA 604 ( a ) ( 3 ) Story : This company pulled my credit without consent. I did not engage them for financing | 1 |
| I was never properly notified of this debt | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I did not initiate this inquiry", and the single most common underlying issue is "and I was not engaged in any financial discussion or transaction with XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry Law Issue : FCRA 604 ( a ) ( 3 ) Story : This company pulled my credit without consent. I did not engage them for financing".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe has a 0% timely response rate to CFPB complaints.
The most common issue reported against and permissible purpose for each item listed in this complaint. If no such verification is provided within the required timeframe is "and I was not engaged in any financial discussion or transaction with XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry Law Issue : FCRA 604 ( a ) ( 3 ) Story : This company pulled my credit without consent. I did not engage them for financing" in the "I did not initiate this inquiry" product category.
Read our methodology — how this data is sourced, computed, and verified.