2026 data Public-data reference. official source

and Equifax

4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

4 consumer complaints filed with the CFPB

This profile shows and Equifax's complaint history from CFPB public records. 4 consumers have filed complaints since A co. The company has a 0% timely response rate and has provided relief in 0% of cases.

4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
A co
Since

Total complaints

4

Filed since A co

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and Equifax complaint mix by product

Total complaints: 4

and Equifax complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Case XXXX: 2 complaints (50.0%), resolution 0.0% Case XXXX 50.0% the Fair: 1 complaints (25.0%), resolution 0.0% the Fair 25.0% I have: 1 complaints (25.0%), resolution 0.0% I have 25.0%
  • Case XXXX 2 50.0% 0% relief
  • the Fair 1 25.0% 0% relief
  • I have 1 25.0% 0% relief

How and Equifax's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Case XXXX in my favor against XXXX XXXX XXXX XXXX XXXX as referenced in the XXXX XXXX Sheet.pdf 2
the Fair Credit Reporting Act ( FCRA ) 1
I have been diligently working towards building a stable financial future for myself and my family. Despite facing numerous challenges 1

Top States

State Complaints
Experian 2
have violated this regulation by insisting on the validity of the unsecured loan. 1
all reflected the same erroneous data. 1

Top Issues

Issue Complaints
as reported in the XXXX XXXX Balance.pdf. These collections stem from Comenity accounts ( XXXX 2
prohibits any person from providing information about a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe the information is inaccurate. Given the above assertions 1
in XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and Equifax

and Equifax has accumulated 4 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to A co, and the most recent logged activity is Over the p, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and Equifax reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Case XXXX in my favor against XXXX XXXX XXXX XXXX XXXX as referenced in the XXXX XXXX Sheet.pdf", and the single most common underlying issue is "as reported in the XXXX XXXX Balance.pdf. These collections stem from Comenity accounts ( XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and Equifax: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and Equifax have?

and Equifax has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and Equifax respond to complaints on time?

and Equifax has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and Equifax?

The most common issue reported against and Equifax is "as reported in the XXXX XXXX Balance.pdf. These collections stem from Comenity accounts ( XXXX" in the "Case XXXX in my favor against XXXX XXXX XXXX XXXX XXXX as referenced in the XXXX XXXX Sheet.pdf" product category.

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