Total complaints
3
Filed since Disc
2026 data Public-data reference. official source
and does not belong on my consumer report because it isnt debt
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows and does not belong on my consumer report because it isnt debt's complaint history from CFPB public records. 3 consumers have filed complaints since Disc. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
Disc
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
and does not belong on my consumer report because it isnt debt complaint mix by product
- the term 3 100.0% – 0% relief
How and does not belong on my consumer report because it isnt debt's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the term consumer report does not ( A ) subject to section 1681s3 of this title | 3 |
Top States
| State | Complaints |
|---|---|
| its taxable income.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| its taxable income.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2024-05-26,Closed with explanation,Yes,N/A,9098316 | 1 |
| its taxable income.,,DISCOVER BANK,CA,93536,,Consent provided,Web,2024-05-26,Closed with explanation,Yes,N/A,9098362 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| a charge-off is considered a certificate of indebtedness | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About and does not belong on my consumer report because it isnt debt
and does not belong on my consumer report because it isnt debt has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Disc, and the most recent logged activity is XXXXXXXX X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and does not belong on my consumer report because it isnt debt reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the term consumer report does not ( A ) subject to section 1681s3 of this title", and the single most common underlying issue is "a charge-off is considered a certificate of indebtedness".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and does not belong on my consumer report because it isnt debt: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does and does not belong on my consumer report because it isnt debt have?
and does not belong on my consumer report because it isnt debt has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does and does not belong on my consumer report because it isnt debt respond to complaints on time?
and does not belong on my consumer report because it isnt debt has a 0% timely response rate to CFPB complaints.
What is the most common complaint about and does not belong on my consumer report because it isnt debt?
The most common issue reported against and does not belong on my consumer report because it isnt debt is "a charge-off is considered a certificate of indebtedness" in the "the term consumer report does not ( A ) subject to section 1681s3 of this title" product category.
Read our methodology — how this data is sourced, computed, and verified.
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