2026 data Public-data reference. official source

and costs.

160 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

160 consumer complaints filed with the CFPB

This profile shows and costs.'s complaint history from CFPB public records. 160 consumers have filed complaints since -- -. The company has a 0% timely response rate and has provided relief in 0% of cases.

160
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
-- -
Since

Total complaints

160

Filed since -- -

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and costs. complaint mix by product

Total complaints: 160

and costs. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 160 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I will: 109 complaints (75.2%), resolution 0.0% I will 75.2% continued collection: 14 complaints (9.7%), resolution 0.0% continued collection 9.7% I will: 7 complaints (4.8%), resolution 0.0% including but: 6 complaints (4.1%), resolution 0.0% I will: 3 complaints (2.1%), resolution 0.0% cell phone: 3 complaints (2.1%), resolution 0.0% I will: 3 complaints (2.1%), resolution 0.0%
  • I will 109 75.2% 0% relief
  • continued collection 14 9.7% 0% relief
  • I will 7 4.8% 0% relief
  • including but 6 4.1% 0% relief
  • I will 3 2.1% 0% relief
  • cell phone 3 2.1% 0% relief
  • I will 3 2.1% 0% relief

How and costs.'s 160 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I will pursue immediate legal action. This includes filing complaints with the Consumer Financial Protection Bureau ( CFPB ) 109
continued collection efforts without proper validation violate the FDCPA 14
I will initiate legal action. This will include filing complaints with the Consumer Financial Protection Bureau ( CFPB ) 7
including but not limited to 6
I will have no choice but to escalate this matter by filing complaints with the Consumer Financial Protection Bureau ( CFPB ) 3
cell phone 3
I will consider all legal remedies available to me 3
as the furnisher of this information 3
I reserve the right to exercise my remedies under the FCRA ( 15 U.S.C. 1681n 2
ii ) provide the last four digits of the account number 2
including filing complaints with my states Attorney General 2
I reserve the right to file complaints with the CFPB 1
the Fair Credit Reporting Act ( FCRA ) 1
I will escalate this matter by filing a formal complaint with : The Consumer Financial Protection Bureau ( CFPB ) The Federal Trade Commission ( FTC ) The Attorney Generals Office of my state A federal or state court lawsuit seeking statutory 1
I will : File a formal complaint with the Consumer Financial Protection Bureau ( CFPB ) 1
I will pursue immediate legal action. This includes filing complaints with the Consumer Financial Protection Bureau ( XXXX ) 1
the Federal Trade Commission ( FTC ) 1

Top Issues

Issue Complaints
and the California State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 57
and the New York State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 16
I will proceed with legal action against your agency un 15 U.S.C. 1681n and 1692k. 8
and the XXXX State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 7
and the California State Attorney General. I will also pursue litigation under 15 U.S.C. 1681n for willful noncompliance 7
initiating arbitration under the FCRA 6
and the New Jersey State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 4
and my State Attorney Generals Office. Additionally 3
and the Montana State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 3
and the Arizona State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 3
both of which provide for statutory damages 3
and the California State Attorney General. I will also proceed with litigation under XXXX XXXX. XXXX for willful noncompliance 3
I will proceed with legal action against your agency under 15 U.S.C. 1681n and 1692k 3
and I will not hesitate to pursue civil damages as provided under 15 U.S.C. 1681n and 1681o 3
and the Hawaii State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 3
including filing complaints with the Consumer Financial Protection Bureau ( CFPB ) 2
iv ) the name of the original creditor 2
except as permitted under the statute Contacting third parties regarding this alleged debt Be advised that any continued contact beyond what is permitted under federal law will be documented as a violation of the FDCPA and may result in a complaint being filed with the Consumer Financial Protection Bureau 2
and the Pennsylvania State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 2
and the Washington State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and costs.

and costs. has accumulated 160 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 160 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to -- -, and the most recent logged activity is Your actio, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and costs. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I will pursue immediate legal action. This includes filing complaints with the Consumer Financial Protection Bureau ( CFPB )", and the single most common underlying issue is "and the California State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and costs.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and costs. have?

and costs. has received 160 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and costs. respond to complaints on time?

and costs. has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and costs.?

The most common issue reported against and costs. is "and the California State Attorney General. I will also proceed with litigation under 15 U.S.C. 1681n for willful noncompliance" in the "I will pursue immediate legal action. This includes filing complaints with the Consumer Financial Protection Bureau ( CFPB )" product category.

Related