and correction/zeroing if canceled | | XXXXXXXX XXXX Installment ( closed ) | | Shows at least one 30day late in payment grid ( XXXX depending on line ) library+1. | Remaining balance {$0.00} but with derogatory late marker library. | Disputed as Payment history is incorrect ; I did not make a 30day late payment on this account

What the CFPB Record Shows About and correction/zeroing if canceled | | XXXXXXXX XXXX Installment ( closed ) | | Shows at least one 30day late in payment grid ( XXXX depending on line ) library+1. | Remaining balance {$0.00} but with derogatory late marker library. | Disputed as Payment history is incorrect ; I did not make a 30day late payment on this account

and correction/zeroing if canceled | | XXXXXXXX XXXX Installment ( closed ) | | Shows at least one 30day late in payment grid ( XXXX depending on line ) library+1. | Remaining balance {$0.00} but with derogatory late marker library. | Disputed as Payment history is incorrect ; I did not make a 30day late payment on this account has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to | Cr, and the most recent logged activity is | Creditor, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and correction/zeroing if canceled | | XXXXXXXX XXXX Installment ( closed ) | | Shows at least one 30day late in payment grid ( XXXX depending on line ) library+1. | Remaining balance {$0.00} but with derogatory late marker library. | Disputed as Payment history is incorrect ; I did not make a 30day late payment on this account reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "charge-off ) | | Charge-off showing through XX/XX/XXXX with multiple CO months in XXXX library. | About {$340.00} balance and {$340.00} past due as of XX/XX/XXXX library. | Disputed as Balance/amount is incorrect", and the single most common underlying issue is "charge-off ) | | Charge-off with continuing negative status codes into XXXX library. | About {$150.00} balance with {$150.00} written off/charged off library+1. | Disputed as Balance/amount is incorrect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and correction/zeroing if canceled | | XXXXXXXX XXXX Installment ( closed ) | | Shows at least one 30day late in payment grid ( XXXX depending on line ) library+1. | Remaining balance {$0.00} but with derogatory late marker library. | Disputed as Payment history is incorrect ; I did not make a 30day late payment on this account: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.