Total complaints
1
Filed since Addi
2026 data Public-data reference. official source
and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances's complaint history from CFPB public records. 1 consumers have filed complaints since Addi. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Addi
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances complaint mix by product
- I have 1 100.0% – 0% relief
How and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I have been informed that this account was charged off by the original creditor | 1 |
Top States
| State | Complaints |
|---|---|
| I request that Spring Oak Capital LLC provide the following documentation : 1. A complete bill of sale and chain of assignment that includes my name and account number for validation. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| as recognized under internal revenue service guidelines | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances
and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Addi, and the most recent logged activity is Additional, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have been informed that this account was charged off by the original creditor", and the single most common underlying issue is "as recognized under internal revenue service guidelines".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances have?
and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances respond to complaints on time?
and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances has a 0% timely response rate to CFPB complaints.
What is the most common complaint about and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances?
The most common issue reported against and consumers are entitled to receive Form 1099-C for tax purposes. In light of these circumstances is "as recognized under internal revenue service guidelines" in the "I have been informed that this account was charged off by the original creditor" product category.
Read our methodology — how this data is sourced, computed, and verified.
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