2026 data Public-data reference. official source

and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes's complaint history from CFPB public records. 2 consumers have filed complaints since # # . The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
# #
Since

Total complaints

2

Filed since # #

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes complaint mix by product

Total complaints: 2

and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX: 2 complaints (100.0%), resolution 0.0% XXXX 100.0%
  • XXXX 2 100.0% 0% relief

How and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX 2

Top States

State Complaints
Consumer Information Indicators 2

Top Issues

Issue Complaints
I hereby demand a complete 2

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes

and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to # # , and the most recent logged activity is # # CONSUM, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX", and the single most common underlying issue is "I hereby demand a complete".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes have?

and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes respond to complaints on time?

and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes?

The most common issue reported against and collection accounts- All narrative remarks and comment codes with full text explanations- All inquiry records ( both hard and soft ) for the previous 24 months - All employment data - All address/residence history - All information related to my consumer file that would be provided to any third party - Names of all persons who have received my consumer report within the preceding 12 months ( 1681g ( a ) ( 3 ) ) - Names of all persons who have received my consumer report for employment purposes within the preceding 24 months ( 1681g ( a ) ( 3 ) ( B ) ) 2. * * METRO 2 FORMAT COMPLIANCE VERIFICATION : * * I demand verification that ALL data furnishers reporting information to my consumer file are in strict compliance with the Credit Reporting Resource Guide ( CRRG ) Metro 2 Format as required by the FCRA. This includes : - Verification that all furnishers are using current CRRG specifications- Verification that all Account Status Codes is "I hereby demand a complete" in the "XXXX" product category.

Related