and because this debt concerns properly of the United States it is deemed by law and operation of statute to be a govemment obligation and must be handled in accord with the dictates of statute. I XXXX XXXX accept the obligation on behalf of the United States of America and hereby make assignment of the obligation to the United States Treasury Deparfinent on behalf of the United States ofAmerica as authorized by statute. PennyMac OBO XXXX XXXX

What the CFPB Record Shows About and because this debt concerns properly of the United States it is deemed by law and operation of statute to be a govemment obligation and must be handled in accord with the dictates of statute. I XXXX XXXX accept the obligation on behalf of the United States of America and hereby make assignment of the obligation to the United States Treasury Deparfinent on behalf of the United States ofAmerica as authorized by statute. PennyMac OBO XXXX XXXX

and because this debt concerns properly of the United States it is deemed by law and operation of statute to be a govemment obligation and must be handled in accord with the dictates of statute. I XXXX XXXX accept the obligation on behalf of the United States of America and hereby make assignment of the obligation to the United States Treasury Deparfinent on behalf of the United States ofAmerica as authorized by statute. PennyMac OBO XXXX XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The said n, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and because this debt concerns properly of the United States it is deemed by law and operation of statute to be a govemment obligation and must be handled in accord with the dictates of statute. I XXXX XXXX accept the obligation on behalf of the United States of America and hereby make assignment of the obligation to the United States Treasury Deparfinent on behalf of the United States ofAmerica as authorized by statute. PennyMac OBO XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and other public dues. They shall be redeemed at the Treasury Deparhnent of the United States", and the single most common underlying issue is "District of Columbia".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and because this debt concerns properly of the United States it is deemed by law and operation of statute to be a govemment obligation and must be handled in accord with the dictates of statute. I XXXX XXXX accept the obligation on behalf of the United States of America and hereby make assignment of the obligation to the United States Treasury Deparfinent on behalf of the United States ofAmerica as authorized by statute. PennyMac OBO XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.