Total complaints
4
Filed since 2. I
2026 data Public-data reference. official source
and any finance charges thereon
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows and any finance charges thereon's complaint history from CFPB public records. 4 consumers have filed complaints since 2. I. The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
2. I
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
and any finance charges thereon complaint mix by product
- a United 3 75.0% – 0% relief
- Section 161 1 25.0% – 0% relief
How and any finance charges thereon's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| a United States law enacted on XX/XX/XXXX. It is composed of several titles relating to consumer credit | 3 |
| Section 161 of the FCBA states the credit card company has the legal and binding duty to make Correction of billing errors within 2 billing cycles | 1 |
Top States
| State | Complaints |
|---|---|
| except that the amount required to be forfeited under this subsection may not exceed { {$50.00} }. The Truth in Lending Act ( TILA ) is a federal statute which Congress enacted in 1969 and amended and expanded on numerous occasions after that date. '' ( Furnisher of information to credit agencies ) is a financial institution by definition under that title. 15 USC 1681 section 604 a section 2 states that In general Subject to subsection ( c ) | 3 |
| except that the amount required to be forfeited under this subsection may not exceed {$50.00}. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the Truth in Lending Act | 3 |
| The decision to issue credit is solely at the discretion of the Merchant. 3. AMEX had repeatedly FAILED to make appropriate corrections for the past 6 months ; this is documented in their XX/XX/XXXX letter to meand in their XXXX letter to the CFPB. Per the FCBA | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About and any finance charges thereon
and any finance charges thereon has accumulated 4 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2. I, and the most recent logged activity is I have the, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and any finance charges thereon reports a 0% timely-response rate and has closed 75% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "a United States law enacted on XX/XX/XXXX. It is composed of several titles relating to consumer credit", and the single most common underlying issue is "the Truth in Lending Act".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and any finance charges thereon: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does and any finance charges thereon have?
and any finance charges thereon has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does and any finance charges thereon respond to complaints on time?
and any finance charges thereon has a 0% timely response rate to CFPB complaints.
What is the most common complaint about and any finance charges thereon?
The most common issue reported against and any finance charges thereon is "the Truth in Lending Act" in the "a United States law enacted on XX/XX/XXXX. It is composed of several titles relating to consumer credit" product category.
Read our methodology — how this data is sourced, computed, and verified.
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