2026 data Public-data reference. official source

and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor complaint mix by product

Total complaints: 1

and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). no copy: 1 complaints (100.0%), resolution 0.0% no copy 100.0%
  • no copy 1 100.0% 0% relief

How and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
no copy of the original agreement under FCRA 609 1

Top States

State Complaints
you must delete it immediately from my credit file. Continued failure to comply will result in CFPB and Attorney General complaints for violations of my rights under federal law. 1

Top Issues

Issue Complaints
credit denials 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor

and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "no copy of the original agreement under FCRA 609", and the single most common underlying issue is "credit denials".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor have?

and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor respond to complaints on time?

and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor has a 0% timely response rate to CFPB complaints.

What is the most common complaint about and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor?

The most common issue reported against and any documentation proving that I was notified before reporting negative information. Failure to provide this proof within 30 days means this item must be deleted. Reporting information that can not be verified is considered negligent and willful noncompliance under FCRA 616 and 617 and exposes you to legal liability. I am demanding that you take this third-round dispute seriously and perform a complete reinvestigation as required by law. If you can not verify this with documentation from the original creditor is "credit denials" in the "no copy of the original agreement under FCRA 609" product category.

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