Total complaints
14
Filed since Beca
14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
14 consumer complaints filed with the CFPB
This profile shows and 623's complaint history from CFPB public records. 14 consumers have filed complaints since Beca. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
14
Filed since Beca
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How and 623's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| I identified multiple accounts and credit inquiries that contain coding errors | 3 |
| consent | 3 |
| these accounts are inaccurate | 2 |
| 603 | 2 |
| contradictory late payments | 1 |
| yet has still produced no documentary proof of any 30-day or 60-day delinquency notices | 1 |
| I have suffered harm in the form of credit denials | 1 |
| TransUnion reinserted a known fraudulent tradeline after identity-theft notice | 1 |
| State | Complaints |
|---|---|
| and I am demanding immediate regulatory action and relief. | 3 |
| and the collectors are in violation of FDCPA 809. These violations have caused me measurable financial damage | 2 |
| I am exercising my rights to dispute | 2 |
| as well as the XXXX XXXX reporting standards established by the XXXX XXXX XXXX XXXX ( XXXX ). | 1 |
| and also provides grounds for damages under 15 U.S.C. 1681n & 1681o. I request that the credit reporting agency immediately investigate and delete all inaccurate and unverifiable information | 1 |
| as well as the XXXX XXXX reporting standards established by the XXXX XXXX XXXX XXXX ( XXXX ). | 1 |
| accuracy must be demonstrated with evidence | 1 |
| as well as the Metro 2 reporting standards established by the XXXX XXXX XXXX XXXX ( XXXX ). | 1 |
| which require accuracy | 1 |
| and have caused ongoing harm.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| Issue | Complaints |
|---|---|
| incorrect dates | 3 |
| despite my active fraud alert | 3 |
| and unlawfully damaging my credit file. The creditors and reporting agencies are in violation of FCRA 602 | 2 |
| 607 | 2 |
| 604 | 1 |
| no delivery confirmations | 1 |
| and XXXX XXXX caused by the ongoing misrepresentation of my creditworthiness. I have followed proper dispute procedures by sending Equifax notice of these inaccuracies | 1 |
| failing to apply the identity-theft block under FCRA 605B | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
and 623 has accumulated 14 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Beca, and the most recent logged activity is Upon revie, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and 623 reports a 0% timely-response rate and has closed 7.1% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I identified multiple accounts and credit inquiries that contain coding errors", and the single most common underlying issue is "incorrect dates".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and 623: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
and 623 has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.
and 623 has a 0% timely response rate to CFPB complaints.
The most common issue reported against and 623 is "incorrect dates" in the "I identified multiple accounts and credit inquiries that contain coding errors" product category.
Read our methodology — how this data is sourced, computed, and verified.