Total complaints
1
Filed since Ther
2026 data Public-data reference. official source
although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example's complaint history from CFPB public records. 1 consumers have filed complaints since Ther. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Ther
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example complaint mix by product
- facially false 1 100.0% – 0% relief
How although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| facially false data being included on consumer reports in violation of section 607 ( b ). The following is a non-exhaustive list of examples of some of the types of logical inconsistencies that reasonable procedures to assure maximum possible accuracy would screen for and eliminate : Inconsistent Account Information or Statuses A consumer reporting agency 's policies and procedures should be sufficient to detect tradelines with account statuses or codes that are plainly inconsistent with other information reported for that same account | 1 |
Top States
| State | Complaints |
|---|---|
| a consumer reporting agency may not include on a consumer report accounts placed for collection or charged to profit and loss that antedate the report by more than seven years and 180 days. [ 22 ] This provision enables consumers to move beyond their past and rebuild their credit following a delinquency. The Date of First Delinquency provided by a furnisher must reflect the month and year on which the delinquency being reported commenced. [ 23 ] When accurate | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| if included in a consumer report | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example
although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Ther, and the most recent logged activity is There are , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "facially false data being included on consumer reports in violation of section 607 ( b ). The following is a non-exhaustive list of examples of some of the types of logical inconsistencies that reasonable procedures to assure maximum possible accuracy would screen for and eliminate : Inconsistent Account Information or Statuses A consumer reporting agency 's policies and procedures should be sufficient to detect tradelines with account statuses or codes that are plainly inconsistent with other information reported for that same account", and the single most common underlying issue is "if included in a consumer report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example have?
although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example respond to complaints on time?
although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example has a 0% timely response rate to CFPB complaints.
What is the most common complaint about although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example?
The most common issue reported against although that derogatory information predates an earlier report that did not include the derogatory information. [ 19 ] A consumer reporting agency 's policies and procedures should further identify and prevent illogical reporting of a Date of First Delinquency in connection with an account. [ 20 ] Section 605 ( a ) of the FCRA identifies categories of information that can not be included in a consumer report after a certain amount of time. [ 21 ] For example is "if included in a consumer report" in the "facially false data being included on consumer reports in violation of section 607 ( b ). The following is a non-exhaustive list of examples of some of the types of logical inconsistencies that reasonable procedures to assure maximum possible accuracy would screen for and eliminate : Inconsistent Account Information or Statuses A consumer reporting agency 's policies and procedures should be sufficient to detect tradelines with account statuses or codes that are plainly inconsistent with other information reported for that same account" product category.
Read our methodology — how this data is sourced, computed, and verified.
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