Total complaints
1
Filed since The
2026 data Public-data reference. official source
age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition's complaint history from CFPB public records. 1 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
The
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition complaint mix by product
- there are 1 100.0% – 0% relief
How age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| there are too many delinquent past or present Capital One Credit obligations and they observed activity on a prior Capital One Account that is not consistent with their expectations for account usage or the terms of the account agreement. This is due to Capital One furnishing inaccurate information on my account ( evidence attached document ). On the second page of the adverse letter in goes into detail about the EQUAL CREDIT OPPORTUNITY ACT prohibits creditors from discriminating against credit applicants on the basis of race | 1 |
Top States
| State | Complaints |
|---|---|
| How could I be denied credit if it is considered a right? According to 15 U.S. Code 1602 ( f ) - Definitions and rules of construction The term credit means the right granted by a creditor to a debtor to defer payment of debt or to incur debt and defer its payment. I have a right to have credit because it was used in good faith. According to 15 U.S. Code 1691a ( 3 ) - Scope of prohibition It shall be unlawful for any creditor to discriminate against any applicant | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| religion | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition
age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The reason, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "there are too many delinquent past or present Capital One Credit obligations and they observed activity on a prior Capital One Account that is not consistent with their expectations for account usage or the terms of the account agreement. This is due to Capital One furnishing inaccurate information on my account ( evidence attached document ). On the second page of the adverse letter in goes into detail about the EQUAL CREDIT OPPORTUNITY ACT prohibits creditors from discriminating against credit applicants on the basis of race", and the single most common underlying issue is "religion".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition have?
age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition respond to complaints on time?
age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition has a 0% timely response rate to CFPB complaints.
What is the most common complaint about age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition?
The most common issue reported against age ( provided the applicant has the capacity to enter into a binding contract ) ; because all or part of the applicant 's incomes derives from any public assistance program ; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. '' The use of credit was used in good faith. So why is it that Capital One continues to discriminate against me? In addition is "religion" in the "there are too many delinquent past or present Capital One Credit obligations and they observed activity on a prior Capital One Account that is not consistent with their expectations for account usage or the terms of the account agreement. This is due to Capital One furnishing inaccurate information on my account ( evidence attached document ). On the second page of the adverse letter in goes into detail about the EQUAL CREDIT OPPORTUNITY ACT prohibits creditors from discriminating against credit applicants on the basis of race" product category.
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