Total complaints
16
Filed since 20.
2026 data Public-data reference. official source
actual damages sustained by the consumer as a result of the failure or {$1000.00}
16 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
16 consumer complaints filed with the CFPB
This profile shows actual damages sustained by the consumer as a result of the failure or {$1000.00}'s complaint history from CFPB public records. 16 consumers have filed complaints since 20. . The company has a 0% timely response rate and has provided relief in 0% of cases.
16
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
11
States Active
20.
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
actual damages sustained by the consumer as a result of the failure or {$1000.00} complaint mix by product
- Except as 12 75.0% – 0% relief
- Using 2 12.5% – 0% relief
- such as 1 6.3% – 0% relief
- XXXX 1 6.3% – 0% relief
How actual damages sustained by the consumer as a result of the failure or {$1000.00}'s 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Except as otherwise provided in this subchapter | 12 |
| Using | 2 |
| such as Experian | 1 |
| XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| whichever is greater and I demand {$1000.00} per violation to XXXX XXXX XXXX | 4 |
| whichever is greater and I demand {$1000.00} per violation to XXXX XXXX XXXX | 3 |
| whichever is greater. I am the consumer and the consumer reporting agencies hold my consumer report. There are several violations on my report and removals of items to prove the violation. I have attached the dispute report from Experian and therefore there is a {$1000.00} charge for every violation. Based off each violation | 1 |
| whichever is greater and I demand {$1000.00} per violation to XXXX XXXXXXXX XXXX | 1 |
| whichever is greater ; ( 2 ) such amount of punitive damages as the court may allow ; and ( 3 ) in the case of any successful action to enforce any liability under this section | 1 |
| whichever is greater and I demand {$1000.00} per violation to Bank Of American | 1 |
| whichever is greater ; I have been damaged as a result of your failure to follow the law I am requesting the DELETION of the inquiry that was placed on my consumer report. | 1 |
| whichever is greater ; I have been damaged as a result of your failure to follow the law I am requesting the DELETION of the inquiries that was placed on my consumer report. | 1 |
| whichever is greater and I demand {$1000.00} per violation to XXXX XXXX XXXXXXXX | 1 |
| whichever is greater and I demand {$1000.00} per violation to Capital One XXXX | 1 |
| whichever is greater and I demand {$1000.00} per violation to JP Morgan Chase | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| directly or through any affiliate | 12 |
| are not apart of the list of who FERPA allows schools to disclose students records to | 1 |
| XXXX | 1 |
| and it affirms that a consumer reporting agency may not provide a consumer report to a user under FCRA section 604 ( a ) ( 3 ) unless it has reason to believe that all of the consumer report information it includes pertains to the consumer who is the subject of the users request. The Bureau notes that disclaimers will not cure a failure to have a reason to believe that a user has a permissible purpose for a consumer report provided pursuant to FCRA section 604 ( a ) ( 3 ). This advisory opinion also reminds consumer report users that FCRA section 604 ( f ) strictly prohibits a person who uses or obtains a consumer report from doing so without a permissible purpose. So why was a consumer report furnished on XX/XX/XXXX to XXXX XXXX XXXX XXXX XX/XX/XXXX to XXXXXXXX XXXX XXXXXXXX XXXX XX/XX/XXXX to XXXX XXXX XXXX XXXX XXXX XXXX and XXXX | 1 |
| and it affirms that a consumer reporting agency may not provide a consumer report to a user under FCRA section 604 ( a ) ( 3 ) unless it has reason to believe that all of the consumer report information it includes pertains to the consumer who is the subject of the users request. The Bureau notes that disclaimers will not cure a failure to have a reason to believe that a user has a permissible purpose for a consumer report provided pursuant to FCRA section 604 ( a ) ( 3 ). This advisory opinion also reminds consumer report users that FCRA section 604 ( f ) strictly prohibits a person who uses or obtains a consumer report from doing so without a permissible purpose. So why was a consumer report furnished to XXXX XXXX XXXX XXXX on XX/XX/XXXX and to XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About actual damages sustained by the consumer as a result of the failure or {$1000.00}
actual damages sustained by the consumer as a result of the failure or {$1000.00} has accumulated 16 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 20. , and the most recent logged activity is Under 15 U, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, actual damages sustained by the consumer as a result of the failure or {$1000.00} reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Except as otherwise provided in this subchapter", and the single most common underlying issue is "directly or through any affiliate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating actual damages sustained by the consumer as a result of the failure or {$1000.00}: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does actual damages sustained by the consumer as a result of the failure or {$1000.00} have?
actual damages sustained by the consumer as a result of the failure or {$1000.00} has received 16 consumer complaints filed with the Consumer Financial Protection Bureau.
Does actual damages sustained by the consumer as a result of the failure or {$1000.00} respond to complaints on time?
actual damages sustained by the consumer as a result of the failure or {$1000.00} has a 0% timely response rate to CFPB complaints.
What is the most common complaint about actual damages sustained by the consumer as a result of the failure or {$1000.00}?
The most common issue reported against actual damages sustained by the consumer as a result of the failure or {$1000.00} is "directly or through any affiliate" in the "Except as otherwise provided in this subchapter" product category.
Read our methodology — how this data is sourced, computed, and verified.
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