Total complaints
4
Filed since More
2026 data Public-data reference. official source
account overdraft status
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows account overdraft status's complaint history from CFPB public records. 4 consumers have filed complaints since More. The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
More
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
account overdraft status complaint mix by product
- 15 USC 4 100.0% – 0% relief
How account overdraft status's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 15 USC 1681 ( d ) specifies that any person | 4 |
Top States
| State | Complaints |
|---|---|
| and overall banking record. | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| may not procure a consumer report on any consumer unless it is clearly disclosed to the consumer that an investigative consumer report may be made. This disclosure must be in writing or mailed to the consumer no later than three days after the date on which the report was requested ( inquiry date or first transaction date ). I | 3 |
| may not procure a consumer report on any consumer unless it is clearly disclosed to the consumer that an investigative consumer report may be made. This disclosure must be in writing or mailed to the consumer no later than XXXX days after the date on which the report was requested ( inquiry date or first transaction date ). I | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About account overdraft status
account overdraft status has accumulated 4 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to More, and the most recent logged activity is Moreover, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, account overdraft status reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 USC 1681 ( d ) specifies that any person", and the single most common underlying issue is "may not procure a consumer report on any consumer unless it is clearly disclosed to the consumer that an investigative consumer report may be made. This disclosure must be in writing or mailed to the consumer no later than three days after the date on which the report was requested ( inquiry date or first transaction date ). I".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating account overdraft status: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does account overdraft status have?
account overdraft status has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does account overdraft status respond to complaints on time?
account overdraft status has a 0% timely response rate to CFPB complaints.
What is the most common complaint about account overdraft status?
The most common issue reported against account overdraft status is "may not procure a consumer report on any consumer unless it is clearly disclosed to the consumer that an investigative consumer report may be made. This disclosure must be in writing or mailed to the consumer no later than three days after the date on which the report was requested ( inquiry date or first transaction date ). I" in the "15 USC 1681 ( d ) specifies that any person" product category.
Read our methodology — how this data is sourced, computed, and verified.
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