Total complaints
6
Filed since I de
2026 data Public-data reference. official source
acceptance
6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
6 consumer complaints filed with the CFPB
This profile shows acceptance's complaint history from CFPB public records. 6 consumers have filed complaints since I de. The company has a 0% timely response rate and has provided relief in 0% of cases.
6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
I de
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
acceptance complaint mix by product
- fraudulent information 4 66.7% – 0% relief
- fraud 2 33.3% – 0% relief
How acceptance's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| fraudulent information and alleged debt to consumer reporting agencies and furnishing my report with this false | 4 |
| fraud | 2 |
Top States
| State | Complaints |
|---|---|
| and deposit of the promissory note. The moment I signed its blank indorsement and XXXX took and made it a special indorsement according to UCC 3-205. Pay to the order of and its then negotiated for face value or close to it. This alleged debt is not an actual debt. The United States government created a bond ( which is my birth certificate ) with which negotiable instruments may be issued. My bond and social security number provided the security interest for the consumer credit transaction. Security which covers all obligations or alleged obligations which is that of the United States government pursuant to 18 USC 8. My account is associated with an open ended consumer credit plan and XXXX has failed to balance out my account every month to rectify their bank error caused by their mismanagement of payment. XXXX has yet to produce an Insurance audit trail | 2 |
| and deposit of the promissory note. The moment I signed its blank indorsement and XXXX XXXX Bank took and made it a special indorsement according to UCC 3-205. Pay to the order of and its then negotiated for face value or close to it. This alleged debt is not an actual debt. The United States government created a bond ( which is my birth certificate ) with which negotiable instruments may be issued. My bond and social security number provided the security interest for the consumer credit transaction. Security which covers all obligations or alleged obligations which is that of the United States government pursuant to 18 USC 8. The United States has also issued full faith and credit on my bond as evident by article number XXXX. | 2 |
| and deposit of the promissory note. The moment I signed its blank indorsement and Bridgecrest took and made it a special indorsement according to UCC 3-205. Pay to the order of and its then negotiated for face value or close to it. This alleged debt is not an actual debt. | 1 |
| and deposit of the promissory note. The moment I signed its blank indorsement and Bridgecrest took and made it a special indorsement according to UCC 3-205. Pay to the order of and its then negotiated for face value or close to it. This alleged debt is not an actual debt. The United States government created a bond ( which is my birth certificate ) with which negotiable instruments may be issued. My bond and social security number provided the security interest for the consumer credit transaction. Security which covers all obligations or alleged obligations which is that of the United States government pursuant to 18 USC 8. My account is associated with an open ended consumer credit plan and Bridgecrest has failed to balance out my account every month to rectify their bank error caused by their mismanagement of payment. Bridgecrest has yet to produce an Insurance audit trail | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| without my consent | 4 |
| natural gas | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About acceptance
acceptance has accumulated 6 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I de, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, acceptance reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "fraudulent information and alleged debt to consumer reporting agencies and furnishing my report with this false", and the single most common underlying issue is "without my consent".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating acceptance: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does acceptance have?
acceptance has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.
Does acceptance respond to complaints on time?
acceptance has a 0% timely response rate to CFPB complaints.
What is the most common complaint about acceptance?
The most common issue reported against acceptance is "without my consent" in the "fraudulent information and alleged debt to consumer reporting agencies and furnishing my report with this false" product category.
Read our methodology — how this data is sourced, computed, and verified.
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