Total complaints
1
Filed since Desp
2026 data Public-data reference. official source
a total loss
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows a total loss's complaint history from CFPB public records. 1 consumers have filed complaints since Desp. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Desp
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
a total loss complaint mix by product
- Equifax reports 1 100.0% – 0% relief
How a total loss's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Equifax reports the account as charged off from XX/XX/XXXX through XX/XX/XXXX. This is factually inaccurate | 1 |
Top States
| State | Complaints |
|---|---|
| and continued good-faith efforts to resolve the balance should be considered in assessing the reasonableness of my actions.,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and inconsistent with Hyundais own documentation. It also violates multiple provisions of the Fair Credit Reporting Act ( FCRA ) : FCRA 1681e ( b ) Failing to ensure maximum possible accuracy by reporting charge-offs where there is no evidence of delinquency or default FCRA XXXX Failing to reasonably investigate my XX/XX/XXXX dispute ( Ref # XXXX ) ; I was told by phone that the tradeline was not negatively affecting my credit | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About a total loss
a total loss has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Desp, and the most recent logged activity is Despite al, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, a total loss reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Equifax reports the account as charged off from XX/XX/XXXX through XX/XX/XXXX. This is factually inaccurate", and the single most common underlying issue is "and inconsistent with Hyundais own documentation. It also violates multiple provisions of the Fair Credit Reporting Act ( FCRA ) : FCRA 1681e ( b ) Failing to ensure maximum possible accuracy by reporting charge-offs where there is no evidence of delinquency or default FCRA XXXX Failing to reasonably investigate my XX/XX/XXXX dispute ( Ref # XXXX ) ; I was told by phone that the tradeline was not negatively affecting my credit".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a total loss: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does a total loss have?
a total loss has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does a total loss respond to complaints on time?
a total loss has a 0% timely response rate to CFPB complaints.
What is the most common complaint about a total loss?
The most common issue reported against a total loss is "and inconsistent with Hyundais own documentation. It also violates multiple provisions of the Fair Credit Reporting Act ( FCRA ) : FCRA 1681e ( b ) Failing to ensure maximum possible accuracy by reporting charge-offs where there is no evidence of delinquency or default FCRA XXXX Failing to reasonably investigate my XX/XX/XXXX dispute ( Ref # XXXX ) ; I was told by phone that the tradeline was not negatively affecting my credit" in the "Equifax reports the account as charged off from XX/XX/XXXX through XX/XX/XXXX. This is factually inaccurate" product category.
Read our methodology — how this data is sourced, computed, and verified.
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