2026 data Public-data reference. official source

a letter stating my account is not in forbearance and constant calls

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows a letter stating my account is not in forbearance and constant calls's complaint history from CFPB public records. 1 consumers have filed complaints since My a. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
My a
Since

Total complaints

1

Filed since My a

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

a letter stating my account is not in forbearance and constant calls complaint mix by product

Total complaints: 1

a letter stating my account is not in forbearance and constant calls complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX: 1 complaints (100.0%), resolution 0.0% XXXX 100.0%
  • XXXX 1 100.0% 0% relief

How a letter stating my account is not in forbearance and constant calls's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX 1

Top States

State Complaints
I requested to speak with the Relationship Manager. This was my request to XXXX. She said the soonest I could speak with XXXX or any Relationship Manager is XX/XX/XXXX at XXXX pm EST. This means I have to wait during and after XXXX week in stress and confusion to discuss what's going on with my account to the Relationship Manager.,,Ocwen Financial Corporation,GA,30339,,Consent provided,Web,2025-11-24,Closed with explanation,Yes,N/A,17826373 1

Top Issues

Issue Complaints
PHH Mortgage sent me an early intervention letter on XX/XX/XXXX and claimed my account is not in a Forbearance Plan. The letter is attached here. On XX/XX/XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About a letter stating my account is not in forbearance and constant calls

a letter stating my account is not in forbearance and constant calls has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to My a, and the most recent logged activity is My account, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, a letter stating my account is not in forbearance and constant calls reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX", and the single most common underlying issue is "PHH Mortgage sent me an early intervention letter on XX/XX/XXXX and claimed my account is not in a Forbearance Plan. The letter is attached here. On XX/XX/XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a letter stating my account is not in forbearance and constant calls: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does a letter stating my account is not in forbearance and constant calls have?

a letter stating my account is not in forbearance and constant calls has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does a letter stating my account is not in forbearance and constant calls respond to complaints on time?

a letter stating my account is not in forbearance and constant calls has a 0% timely response rate to CFPB complaints.

What is the most common complaint about a letter stating my account is not in forbearance and constant calls?

The most common issue reported against a letter stating my account is not in forbearance and constant calls is "PHH Mortgage sent me an early intervention letter on XX/XX/XXXX and claimed my account is not in a Forbearance Plan. The letter is attached here. On XX/XX/XXXX" in the "XXXX" product category.

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