Total complaints
3
Filed since 15 U
2026 data Public-data reference. official source
a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA's complaint history from CFPB public records. 3 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
15 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA complaint mix by product
- Im entitled 3 100.0% – 0% relief
How a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Im entitled to monetary compensation under FCRA 15 U.S.C. 1681i ( 6 ) Notice of Results of Reinvestigation. ( A ) In general. A consumer reporting agency shall provide written notice to a consumer of the results of a reinvestigation under this subsection not later than 5 business days after the completion of the reinvestigation | 3 |
Top States
| State | Complaints |
|---|---|
| a consumer report does not include any report containing information solely about transactions or experiences between the consumer and the person making the report. Any reporting of late payments or derogatory statuses is a direct violation of 15 USC 1681a ( d ) ( 1 ) as that information pertains to experiences Accounts listed below in green color highlighted and tagged as in violation under 15 U.S. Code 1666 ( b ) billing errors are inaccurate late payment history and must be updated to paid on time as never been late as agreed. | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| if authorized by the consumer for that purpose | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA
a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is 15 U.S. Co, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Im entitled to monetary compensation under FCRA 15 U.S.C. 1681i ( 6 ) Notice of Results of Reinvestigation. ( A ) In general. A consumer reporting agency shall provide written notice to a consumer of the results of a reinvestigation under this subsection not later than 5 business days after the completion of the reinvestigation", and the single most common underlying issue is "if authorized by the consumer for that purpose".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA have?
a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA respond to complaints on time?
a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA has a 0% timely response rate to CFPB complaints.
What is the most common complaint about a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA?
The most common issue reported against a consumer reporting agency shall provide to a consumer in writing before the expiration of the 5 days referred to in subparagraph ( A ) ( I ) a statement that the reinvestigation is completed Pursuant to the FCRA is "if authorized by the consumer for that purpose" in the "Im entitled to monetary compensation under FCRA 15 U.S.C. 1681i ( 6 ) Notice of Results of Reinvestigation. ( A ) In general. A consumer reporting agency shall provide written notice to a consumer of the results of a reinvestigation under this subsection not later than 5 business days after the completion of the reinvestigation" product category.
Read our methodology — how this data is sourced, computed, and verified.
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