Total complaints
4
Filed since 15U.
2026 data Public-data reference. official source
a consumer reporting agency if otherwise permitted by law
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows a consumer reporting agency if otherwise permitted by law's complaint history from CFPB public records. 4 consumers have filed complaints since 15U.. The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
15U.
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
a consumer reporting agency if otherwise permitted by law complaint mix by product
- or the 2 50.0% – 0% relief
- or the 1 25.0% – 0% relief
- my father 1 25.0% – 0% relief
How a consumer reporting agency if otherwise permitted by law's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| or the express permission of a court of competent jurisdiction | 2 |
| or the express permission of a court competent jurisdiction | 1 |
| my father | 1 |
Top States
| State | Complaints |
|---|---|
| the creditor | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| A debt collector XXXX not communicate | 1 |
| a debt collector shall not communicate | 1 |
| was contacted by cellular telephone and notified that National Credit Systems was attempting to contact me to collect a debt. 15 U.S.C. 1692c ( a debt collector may not communicate | 1 |
| a debt collector may not communicate | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About a consumer reporting agency if otherwise permitted by law
a consumer reporting agency if otherwise permitted by law has accumulated 4 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15U., and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, a consumer reporting agency if otherwise permitted by law reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "or the express permission of a court of competent jurisdiction", and the single most common underlying issue is "A debt collector XXXX not communicate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a consumer reporting agency if otherwise permitted by law: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does a consumer reporting agency if otherwise permitted by law have?
a consumer reporting agency if otherwise permitted by law has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does a consumer reporting agency if otherwise permitted by law respond to complaints on time?
a consumer reporting agency if otherwise permitted by law has a 0% timely response rate to CFPB complaints.
What is the most common complaint about a consumer reporting agency if otherwise permitted by law?
The most common issue reported against a consumer reporting agency if otherwise permitted by law is "A debt collector XXXX not communicate" in the "or the express permission of a court of competent jurisdiction" product category.
Read our methodology — how this data is sourced, computed, and verified.
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