Total complaints
1
Filed since My c
2026 data Public-data reference. official source
a collection less than a year old
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows a collection less than a year old's complaint history from CFPB public records. 1 consumers have filed complaints since My c. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
My c
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
a collection less than a year old complaint mix by product
- Inc. has 1 100.0% – 0% relief
How a collection less than a year old's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Inc. has provided this alleged account with inaccurate information. The FCRA requires that all data reported from the credit reporting agencies | 1 |
Top States
| State | Complaints |
|---|---|
| or having a past due balance found on a collection account should not be listed on consumer credit reports. My XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or furnishers on a consumer 's report be 100 % ACCURATE | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About a collection less than a year old
a collection less than a year old has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to My c, and the most recent logged activity is My credit , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, a collection less than a year old reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Inc. has provided this alleged account with inaccurate information. The FCRA requires that all data reported from the credit reporting agencies", and the single most common underlying issue is "or furnishers on a consumer 's report be 100 % ACCURATE".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a collection less than a year old: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does a collection less than a year old have?
a collection less than a year old has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does a collection less than a year old respond to complaints on time?
a collection less than a year old has a 0% timely response rate to CFPB complaints.
What is the most common complaint about a collection less than a year old?
The most common issue reported against a collection less than a year old is "or furnishers on a consumer 's report be 100 % ACCURATE" in the "Inc. has provided this alleged account with inaccurate information. The FCRA requires that all data reported from the credit reporting agencies" product category.
Read our methodology — how this data is sourced, computed, and verified.
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