Total complaints
2
Filed since More
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows a charge off must be reported to the IRS.despite repeated requests's complaint history from CFPB public records. 2 consumers have filed complaints since More. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since More
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How a charge off must be reported to the IRS.despite repeated requests's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| selling my debt to a third-party debt collector has also led to the unauthorized disclosure of my private information | 2 |
| State | Complaints |
|---|---|
| the company has refused to provide me with the 1099c necessary to file with the IRS.The situation is worrisome as charge-offs are considered income and must be reported to the IRS. The refusal of XXXX to provide me with the 1099c document may prevent me from fulfilling my tax obligations. Also INCOME can not be report on my consumer credit report under the FRCA it is not relevant to a persons credit worthiness. and XXXX is in violation of reporting inaccurate information. XXXX has not followed this regulation properly | 1 |
| the company has refused to provide me with the 1099c necessary to file with the IRS.The situation is worrisome as charge-offs are considered income and must be reported to the IRS. The refusal of HomeDepot to provide me with the 1099c document may prevent me from fulfilling my tax obligations. Also INCOME can not be report on my consumer credit report under the FRCA it is not relevant to a persons credit worthiness. and homedepot is in violation of reporting inaccurate information. HomeDepot has not followed this regulation properly | 1 |
| Issue | Complaints |
|---|---|
| social security number | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
a charge off must be reported to the IRS.despite repeated requests has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to More, and the most recent logged activity is Moreover, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, a charge off must be reported to the IRS.despite repeated requests reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "selling my debt to a third-party debt collector has also led to the unauthorized disclosure of my private information", and the single most common underlying issue is "social security number".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a charge off must be reported to the IRS.despite repeated requests: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
a charge off must be reported to the IRS.despite repeated requests has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
a charge off must be reported to the IRS.despite repeated requests has a 0% timely response rate to CFPB complaints.
The most common issue reported against a charge off must be reported to the IRS.despite repeated requests is "social security number" in the "selling my debt to a third-party debt collector has also led to the unauthorized disclosure of my private information" product category.
Read our methodology — how this data is sourced, computed, and verified.