Total complaints
11
Filed since Acco
2026 data Public-data reference. official source
a charge off is a certificate of indebtedness
11 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
11 consumer complaints filed with the CFPB
This profile shows a charge off is a certificate of indebtedness's complaint history from CFPB public records. 11 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.
11
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Acco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
a charge off is a certificate of indebtedness complaint mix by product
- under the 11 100.0% – 0% relief
How a charge off is a certificate of indebtedness's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| under the exclusions section | 11 |
Top States
| State | Complaints |
|---|---|
| that was reported as income on my income tax returns. Income is not included in the consumer report. | 10 |
| that was reported as income on my income tax returns. XXXX is not included in the consumer report. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; As it relates to my consumer report | 11 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About a charge off is a certificate of indebtedness
a charge off is a certificate of indebtedness has accumulated 11 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 11 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is According , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, a charge off is a certificate of indebtedness reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "under the exclusions section", and the single most common underlying issue is "any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; As it relates to my consumer report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a charge off is a certificate of indebtedness: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does a charge off is a certificate of indebtedness have?
a charge off is a certificate of indebtedness has received 11 consumer complaints filed with the Consumer Financial Protection Bureau.
Does a charge off is a certificate of indebtedness respond to complaints on time?
a charge off is a certificate of indebtedness has a 0% timely response rate to CFPB complaints.
What is the most common complaint about a charge off is a certificate of indebtedness?
The most common issue reported against a charge off is a certificate of indebtedness is "any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; As it relates to my consumer report" in the "under the exclusions section" product category.
Read our methodology — how this data is sourced, computed, and verified.
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