2026 data Public-data reference. official source

a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet's complaint history from CFPB public records. 3 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

3

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet complaint mix by product

Total complaints: 3

a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). reported as: 3 complaints (100.0%), resolution 0.0% reported as 100.0%
  • reported as 3 100.0% 0% relief

How a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
reported as a charge-off 3

Top States

State Complaints
15 U.S.C. 1681b limits permissible purpose to the collection of an account 3

Top Issues

Issue Complaints
akin to a chronicle 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet

a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. Deep, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "reported as a charge-off", and the single most common underlying issue is "akin to a chronicle".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet have?

a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet respond to complaints on time?

a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet has a 0% timely response rate to CFPB complaints.

What is the most common complaint about a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet?

The most common issue reported against a charge-off indicates a creditor has written off the debt as a loss and closed the account. Yet is "akin to a chronicle" in the "reported as a charge-off" product category.

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