2026 data Public-data reference. official source

809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account's complaint history from CFPB public records. 1 consumers have filed complaints since This. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
This
Since

Total complaints

1

Filed since This

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account complaint mix by product

Total complaints: 1

809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). including :: 1 complaints (100.0%), resolution 0.0% including : 100.0%
  • including : 1 100.0% 0% relief

How 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
including : FCRA 605B 1

Top States

State Complaints
including a signed credit application 1

Top Issues

Issue Complaints
611 ( a ) failure to block 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account

809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This behav, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including : FCRA 605B", and the single most common underlying issue is "611 ( a ) failure to block".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account have?

809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account respond to complaints on time?

809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account has a 0% timely response rate to CFPB complaints.

What is the most common complaint about 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account?

The most common issue reported against 809 ( a ) continued collection and false reporting of disputed debt I sent Midland a formal Cease and Desist / Validation Demand letter requiring them to stop all contact and provide full proof of the alleged account is "611 ( a ) failure to block" in the "including : FCRA 605B" product category.

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