( 7 ) Date of original charge or delinquency

What the CFPB Record Shows About ( 7 ) Date of original charge or delinquency

( 7 ) Date of original charge or delinquency has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I de, and the most recent logged activity is Integra Cr, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ( 7 ) Date of original charge or delinquency reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "LLC send me the following information to prove that the alleged debt was mine : ( 1 ) Name and address of the original creditor who created the debt", and the single most common underlying issue is "( 3 ) Alleged account #".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ( 7 ) Date of original charge or delinquency: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.