607 ( b ) Issue : Payment status reported inaccurately Story : This late payment is not supported by any valid evidence and remains disputed. I ask for complete reinvestigation or deletion XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$5200.00} XXXX XXXX Law : FCRA 611

What the CFPB Record Shows About 607 ( b ) Issue : Payment status reported inaccurately Story : This late payment is not supported by any valid evidence and remains disputed. I ask for complete reinvestigation or deletion XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$5200.00} XXXX XXXX Law : FCRA 611

607 ( b ) Issue : Payment status reported inaccurately Story : This late payment is not supported by any valid evidence and remains disputed. I ask for complete reinvestigation or deletion XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$5200.00} XXXX XXXX Law : FCRA 611 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to WRON, and the most recent logged activity is WRONG ADDR, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, 607 ( b ) Issue : Payment status reported inaccurately Story : This late payment is not supported by any valid evidence and remains disputed. I ask for complete reinvestigation or deletion XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$5200.00} XXXX XXXX Law : FCRA 611 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "VA XXXX Law : FCRA 607 ( b ) Maximum Possible Accuracy Issue : This address is incorrectly listed and is not connected to me Story : I have never lived at this address nor had any financial dealings associated with it. Reporting this as one of my residences is misleading", and the single most common underlying issue is "and may result in inaccurate account associations. I request immediate removal of this incorrect address from my credit report LATE PAYMENTS XXXX XXXX XXXXXXXX XXXX XXXX Date Opened : XX/XX/XXXX High Credit : {$1700.00} XXXX XXXX Law : FCRA 611".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 607 ( b ) Issue : Payment status reported inaccurately Story : This late payment is not supported by any valid evidence and remains disputed. I ask for complete reinvestigation or deletion XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$5200.00} XXXX XXXX Law : FCRA 611: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.