Total complaints
1
Filed since Citi
2026 data Public-data reference. official source
42 days earlier.
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows 42 days earlier.'s complaint history from CFPB public records. 1 consumers have filed complaints since Citi. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
Citi
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
42 days earlier. complaint mix by product
- the banks 1 100.0% – 0% relief
How 42 days earlier.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the banks actions seemed calculated to intentionally create obstacles. The bank silenced their own employees who identified this unauthorized credit card use as fraud. The bank stonewalled my inquiries and failed to provide written notice when Citizens Bank reversed its initial decision that fraud had occurred. Citizens Bank then doubled down by enlisting a notorious second collection agency | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| to pursue me within FOUR DAYS of reading my letter of complaint regarding this unauthorized credit card use. In fact | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 42 days earlier.
42 days earlier. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Citi, and the most recent logged activity is Citizens B, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 42 days earlier. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the banks actions seemed calculated to intentionally create obstacles. The bank silenced their own employees who identified this unauthorized credit card use as fraud. The bank stonewalled my inquiries and failed to provide written notice when Citizens Bank reversed its initial decision that fraud had occurred. Citizens Bank then doubled down by enlisting a notorious second collection agency", and the single most common underlying issue is "to pursue me within FOUR DAYS of reading my letter of complaint regarding this unauthorized credit card use. In fact".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 42 days earlier.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 42 days earlier. have?
42 days earlier. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 42 days earlier. respond to complaints on time?
42 days earlier. has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 42 days earlier.?
The most common issue reported against 42 days earlier. is "to pursue me within FOUR DAYS of reading my letter of complaint regarding this unauthorized credit card use. In fact" in the "the banks actions seemed calculated to intentionally create obstacles. The bank silenced their own employees who identified this unauthorized credit card use as fraud. The bank stonewalled my inquiries and failed to provide written notice when Citizens Bank reversed its initial decision that fraud had occurred. Citizens Bank then doubled down by enlisting a notorious second collection agency" product category.
Read our methodology — how this data is sourced, computed, and verified.
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