Total complaints
1
Filed since SPS
2026 data Public-data reference. official source
41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement's complaint history from CFPB public records. 1 consumers have filed complaints since SPS . The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
SPS
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement complaint mix by product
- 12 C.F.R. 1 100.0% – 0% relief
How 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 12 C.F.R. 1024.41 ( d ). SPS must give a borrower notice in writing of its decision on the borrowers eligibility for all trial or permanent loan modification options available to the borrowers. Reg. X | 1 |
Top States
| State | Complaints |
|---|---|
| without additional information specifically identifying the relevant investor or guarantor and the specific applicable requirement | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| 1024.41 ( d ). This written denial portion of the 1024.41 ( c ) ( 1 ) ( ii ) evaluation notice must state the specific reasons for the servicers denial of any modification option and | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement
41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to SPS , and the most recent logged activity is SPS has an, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "12 C.F.R. 1024.41 ( d ). SPS must give a borrower notice in writing of its decision on the borrowers eligibility for all trial or permanent loan modification options available to the borrowers. Reg. X", and the single most common underlying issue is "1024.41 ( d ). This written denial portion of the 1024.41 ( c ) ( 1 ) ( ii ) evaluation notice must state the specific reasons for the servicers denial of any modification option and".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement have?
41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement respond to complaints on time?
41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement?
The most common issue reported against 41 ( d ) ( 1 ) -1. ( emphasis added ). A mere statement that a loan modification option is denied based on an investor requirement is "1024.41 ( d ). This written denial portion of the 1024.41 ( c ) ( 1 ) ( ii ) evaluation notice must state the specific reasons for the servicers denial of any modification option and" in the "12 C.F.R. 1024.41 ( d ). SPS must give a borrower notice in writing of its decision on the borrowers eligibility for all trial or permanent loan modification options available to the borrowers. Reg. X" product category.
Read our methodology — how this data is sourced, computed, and verified.
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