CFPB · Diversified product mix
3rd Generation, Inc.
66 CFPB complaints · diversified mix (top product 34.8%) · top issue Managing the loan or lease.
3rd Generation, Inc.: top product "Vehicle loan or lease" is only 34.8% of 66 - multi-bucket mix. Timely 56.1% · relief 0%. Allegations, not findings.
- Diversified product mix
- 0% filings 2014 to 2025
CFPB relief outcome brief
CCDB company 3rd-generation-inc
0% relief · 56.1% timely · 66 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
3rd Generation, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of 3rd Generation, Inc.'s 66 filings include narrative text
57.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
3rd Generation, Inc. complaint mix by product
- Vehicle loan 23 34.8% – 0% relief
- Consumer Loan 14 21.2% – 0% relief
- Debt collection 13 19.7% – 0% relief
- Credit reporting, 10 15.2% – 0% relief
- Credit reporting 2 3.0% – 0% relief
- Payday loan, 2 3.0% – 0% relief
- Credit card 2 3.0% – 0% relief
How 3rd Generation, Inc.'s 66 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 23 |
| Consumer Loan | 14 |
| Debt collection | 13 |
| Credit reporting, credit repair services, or other personal consumer reports | 10 |
| Credit reporting | 2 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card or prepaid card | 2 |
Concentrated filing states for 3rd Generation, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 71.2% of this company's filings
3rd Generation, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2025
- 3
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 47 |
| AZ | 5 |
| NV | 4 |
| NM | 2 |
| HI | 1 |
| WA | 1 |
| NE | 1 |
| OK | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 11 |
| Struggling to pay your loan | 9 |
| Problems when you are unable to pay | 7 |
| Incorrect information on your report | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Problems at the end of the loan or lease | 4 |
| Communication tactics | 3 |
| Written notification about debt | 3 |
| Getting a loan or lease | 3 |
| Incorrect information on credit report | 2 |
| Lender repossessed or sold the vehicle | 2 |
| Improper use of your report | 2 |
| Attempts to collect debt not owed | 2 |
| Took or threatened to take negative or legal action | 1 |
| Taking out the loan or lease | 1 |
| Improper contact or sharing of info | 1 |
| Cont'd attempts collect debt not owed | 1 |
| False statements or representation | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a purchase shown on your statement | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 66.7% |
| 2015 | 9 | 100% |
| 2016 | 7 | 85.7% |
| 2017 | 8 | 62.5% |
| 2018 | 7 | 85.7% |
| 2019 | 8 | 25% |
| 2020 | 8 | 50% |
| 2021 | 12 | 0% |
| 2022 | 1 | 100% |
| 2025 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
3rd Generation, Inc. spreads across product buckets
3rd Generation, Inc.'s 66 logged complaints stay concentrated: only 9 states show a filing. 57.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-10-28.
3rd Generation, Inc. answers 56.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about 3rd Generation, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for 3rd Generation, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 66.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 56.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for 3rd Generation, Inc. (56.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix