392.303 ( harassment or abuse )

What the CFPB Record Shows About 392.303 ( harassment or abuse )

392.303 ( harassment or abuse ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to RDAC, and the most recent logged activity is RDAC 's re, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, 392.303 ( harassment or abuse ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including : Fair Debt Collection Practices Act ( FDCPA ) - 15 U.S.C. 1692 et seq. Sections 1692e ( false or misleading representations )", and the single most common underlying issue is "and 1692d ( harassment or abuse ) Fair Credit Reporting Act ( FCRA ) - 15 U.S.C. 1681 et seq. Sections 1681b ( permissible purposes of consumer reports ) and 1681s-2 ( responsibilities of furnishers of information ) Gramm-Leach-Bliley Act ( GLBA ) - Title V Sections 6801-6809 ( disclosure of nonpublic personal information ) Texas Debt Collection Act ( TDCA ) - Texas Finance Code".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 392.303 ( harassment or abuse ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.