Total complaints
1
Filed since XXXX
2026 data Public-data reference. official source
26 C.F.R. 15a.453-1 ( b ) ( 3 ) states
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
26 C.F.R. 15a.453-1 ( b ) ( 3 ) states complaint mix by product
- paying both 1 100.0% – 0% relief
How 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| paying both the value of the vehicle plus interest. Exhibit M clearly shows that the contract in question is titled retail installment sale contract. As can be seen in exhibit XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| receipt of an evidence of indebtedness which is secured directly or indirectly by cash or a cash equivalent | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| any sale in which the seller is a creditor is in fact a credit sale. This contract titled retail installment sale contract has been false and misleading in nature. This contract shows no evidence that a loan was issued | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states
26 C.F.R. 15a.453-1 ( b ) ( 3 ) states has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "paying both the value of the vehicle plus interest. Exhibit M clearly shows that the contract in question is titled retail installment sale contract. As can be seen in exhibit XXXX", and the single most common underlying issue is "any sale in which the seller is a creditor is in fact a credit sale. This contract titled retail installment sale contract has been false and misleading in nature. This contract shows no evidence that a loan was issued".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states have?
26 C.F.R. 15a.453-1 ( b ) ( 3 ) states has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states respond to complaints on time?
26 C.F.R. 15a.453-1 ( b ) ( 3 ) states has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states?
The most common issue reported against 26 C.F.R. 15a.453-1 ( b ) ( 3 ) states is "any sale in which the seller is a creditor is in fact a credit sale. This contract titled retail installment sale contract has been false and misleading in nature. This contract shows no evidence that a loan was issued" in the "paying both the value of the vehicle plus interest. Exhibit M clearly shows that the contract in question is titled retail installment sale contract. As can be seen in exhibit XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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