Total complaints
58
Filed since Unde
2026 data Public-data reference. official source
1681s-2 ( b )
58 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
58 consumer complaints filed with the CFPB
This profile shows 1681s-2 ( b )'s complaint history from CFPB public records. 58 consumers have filed complaints since Unde. The company has a 0% timely response rate and has provided relief in 0% of cases.
58
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Unde
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
1681s-2 ( b ) complaint mix by product
- FCRA 607 34 58.6% – 0% relief
- fraud alerts 19 32.8% – 0% relief
- all unverified 2 3.4% – 0% relief
- FCRA 607 2 3.4% – 0% relief
- FCRA 607 1 1.7% – 0% relief
How 1681s-2 ( b )'s 58 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts | 34 |
| fraud alerts | 19 |
| all unverified accounts must be promptly deleted. Therefore | 2 |
| FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within XXXX XXXX FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts XXXX XXXX ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts | 2 |
| FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts XXXX XXXX ( 15 U.S.C. XXXX ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts | 1 |
Top States
| State | Complaints |
|---|---|
| 1681i ( a ) ( 5 ) ( B ) | 56 |
| it states that if a Consumer '' disputes any and/or all information contained in his/her credit file with the CRA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| NRS 598.0903 et seq. : Unlawful reporting and investigation practices Nevada Identity Theft Statutes | 22 |
| misleading | 8 |
| inaccurate credit reporting | 6 |
| XXXX XXXX et seq. : Unlawful reporting and investigation practices Nevada Identity Theft Statutes | 6 |
| Conn. Gen. Stat. 42-110a 42-110q : Violations involving unfair or deceptive acts affecting consumers Connecticut Identity Theft Statutes | 4 |
| M.G.L. c. 93A : Engaging in unfair or deceptive acts or practices Massachusetts Identity Theft Law | 4 |
| S.C. Code Ann. 39-5-10 et seq. : Unfair and deceptive business and reporting practices South Carolina Identity Theft Protection Act | 4 |
| then you must remove these items from my credit report. You have ignored my request to provided me with the documents that you have in your files that you used to verify the disputed accounts which means that you have NOT verified in pursuant to FCRA standards or you can not verify any of these accounts and under Section 611 ( 5 ) ( A ) of the FCRA - you are required to ... promptly DELETE all information which can not be verified. '' The law is very clear as to the civil liability and the remedies available to me for negligent noncompliance '' ( Section 617 ) if you fail to comply with this Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be deleted immediately. In presentment of the following case law : XXXX v. XXXX XXXX XXXX | 1 |
| Com. Law 13-101 et seq. ) : Unfair or deceptive trade practices affecting consumers XXXX XXXX XXXX XXXX XXXX ( Md. Code | 1 |
| XXXX. XXXX. XXXX XXXX XXXX XXXX. : Failure to follow proper procedures for dispute handling and accurate reporting XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX et seq. : Mishandling personal data | 1 |
| then you must remove these items from my credit report. You have ignored my request to provided me with the documents that you have in your files that you used to verify the disputed accounts which means that you have NOT verified in pursuant to FCRA standards or you can not verify any of these accounts and under Section 611 ( 5 ) ( A ) of the FCRA - you are required to ... promptly DELETE all information which can not be verified. '' The law is very clear as to the civil liability and the remedies available to me for negligent noncompliance '' ( Section 617 ) if you fail to comply with this Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be deleted immediately. In presentment of the following case law : XXXX v. Experian Information Services | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 1681s-2 ( b )
1681s-2 ( b ) has accumulated 58 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 56 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Unde, and the most recent logged activity is Violations, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 1681s-2 ( b ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts", and the single most common underlying issue is "NRS 598.0903 et seq. : Unlawful reporting and investigation practices Nevada Identity Theft Statutes".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 1681s-2 ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 1681s-2 ( b ) have?
1681s-2 ( b ) has received 58 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 1681s-2 ( b ) respond to complaints on time?
1681s-2 ( b ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 1681s-2 ( b )?
The most common issue reported against 1681s-2 ( b ) is "NRS 598.0903 et seq. : Unlawful reporting and investigation practices Nevada Identity Theft Statutes" in the "FCRA 607 ( b ) : Failure to ensure maximum possible accuracy FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate disputes within 30 days FCRA 611 ( a ) ( 6 ) : Failure to reinvestigate and issue findings 15 U.S.C. 1692g : Failure to notify consumer of alleged debts Gramm-Leach-Bliley Act ( 15 U.S.C. 68016809 ) : Failure to safeguard consumer information 18 U.S.C. 1028 : Identity theft and misuse of personal data 15 U.S.C. 1681g ( e ) : Failure to provide victim assistance ( fraud alerts" product category.
Read our methodology — how this data is sourced, computed, and verified.
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